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Business Deposit and Loan Rates

Business Rates

As of February 18, 2020
Amount Dividend Rates APY*
$5.00 to $99.99 .0% N/A
$100 and over .20% .20%
Type Dividend Rates APY*
Business Solution Checking N/A N/A
Business Support Checking N/A
N/A
Business Resource Checking N/A
N/A
Amount Dividend. Rates APY*
$2,000 to $9,999.99 .40%  .40%
$10,000 to $49,999.99 .50% .50%
$50,000 and over .60%  .60%
Business Credit Cards1 Interest Rates
0% introductory rate on purchases for first 6 months and on balance transfers for the first 12 months – valid for new card holders only.
After Introductory rate expires, rates between 13.25% - 18.00% APR
 
 
 
 
 
 
Business & SBA Loans
Available for long term financing of owner-occupied small business — real estate and professional practices such as medical, dental, CPAs and legal. Business acquisition, business expansion, new equipment & working capital. Competitive interest rates. Please call 281.754.1120

Disclosures

*APY = Annual Percentage Yield

APR = Annual Percentage Rate

Rates are subject to change without notice. Each application is evaluated on an individual basis. Loan advances are granted based upon the applicant(s) credit history, ability to repay, purpose, stability and collateral. Loan advances are not granted based upon method of repayment. On variable rate loans, the Annual Percentage Rate (APR) for new advances and existing balances is based on an index which is the highest Prime Rate as published in the Money Rates section of The Wall Street Journal on the 15th day of the month for the preceding three months and is subject to change monthly.
(1) A balance transfer could take up to six weeks to appear on your new card, depending on your previous card issuer. Check your accounts to track progress, and make sure you continue to make at least the minimum payment on the card you transferred the balance from on time to avoid late fees. 3% Balance Transfer Fee.
All SBA loans and lines of credit subject to SBA product, collateral and underwriting requirements, and approval.
Loans and other products are subject to definitive agreements. Business Loans are those loans that are for commercial use and any property and/or proceeds from the proposed request will be used by the requestor for commercial purposes only and not for any personal, family or household purposes, and that the proposed request would constitute a business loan which is exempted from the disclosure requirements of the Truth in Lending Act.