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Business Line of Credit

Flexibility for your business

Looking for a short-term line of credit for your business to help with cash flow management or inventory expenses? Get the flexibility you need to help manage your business and keep it growing.

Business Line of Credit

Rates as low as
9.00% APR*

  • Competitive rates
  • Amounts from $5,000 to $50,000 
  • No additional usage fees
  • No loan origination fees

Business Line of Credit

With our Business Line of Credit you can use what you need, when you need it. It’s a perfect option to cover basic borrowing needs and can connect directly to your Members Choice business checking account. 
All businesses are unique and are subject to approval and review.

Business Personal Line of Credit Details
  • Minimum of one year in business under current ownership
  • Minimum of $50,000 in annual revenue
  • 18 years or older
Available Amounts
  • From $5,000 to $50,000
LOC Renewal Period
  • Lines of credit are reviewed and renewed every two years
Typical Uses
  • Cash Flow Management
  • Inventory Management
  • Computers and Other Similar Office Equipment

Have Questions for a Business Lending Representative?

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Business Loan Resources

Amortizing Loan Calculator

Calculate your monthly payment. Get Your Payment

Loan & Credit Line Payment Calculator

Find out exactly how to get to the payment you need. Get Your Payment

Line of Credit Payoff

Find out what it takes to pay off a line of credit. Run the Numbers

Explore Different Business Loan Options

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*APR = Annual Percentage Rate. Rates are subject to change without notice. Each application is evaluated on an individual basis. Loan advances are granted based upon the applicant(s) credit history, ability to repay, purpose, stability and collateral.  Loan advances are not granted based upon method of repayment.  On variable rate loans, the Annual Percentage Rate (APR) for new advances and existing balances is based on an index which is the highest Prime Rate as published in the Money Rates section of The Wall Street Journal on the 15th day of the month for the preceding three months and is subject to change monthly. The index figure is posted in the lobby of each credit union office. 
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.