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Short-term Line-of-Credit

Flexibility for your business

Looking for a short-term line of credit for your business to get over a cash flow crunch or handle unexpected expenses? Get the flexibility you need to get past any road bumps that may come up.

Business Line of Credit – Express

The Business Express Line of Credit is a flexible option for meeting short-term cash flow needs. It’s perfect for a private company that is looking to cover basic borrowing needs and connects directly to your Members Choice business checking account. With a Business Express Line of Credit you can expect a quick approval and funding process.

Business Line of Credit – NRE Secured

The Business NRE Secured Line of Credit provides a flexible option to seasonal businesses to meet short-term cash flow needs. You’ll have access to cash if timing between payments and receivables is reversed.

Business Line of Credit – Real Estate Secured

The Business Real Estate Line of Credit is an owner-occupied commercial real estate-secured revolving credit line. This provides a flexible option for meeting short-term cash flow needs caused by the seasonality of the business or by timing differences between payments and receivables.

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Or call us at 281.754.1398 to ask questions or start a loan application by phone.

Business Loan Resources

Amortizing Loan Calculator

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Loan & Credit Line Payment Calculator

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Line of Credit Payoff

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Explore Different Loan Options

Short-Term Line of Credit

Offers flexibility and can be used for whatever you need. Learn More our Line of Credit

Commercial Real Estate Loans

Purchase, refinance, or construct your expanding owner-occupied office facility. Learn More Commercial Loans

Equipment Loans

Acquire, replace or upgrade your equipment or vehicles. Learn More our Equipment Loans

SBA Government Loans

Ideal for small businesses who need an affordable loan but may not have good enough credit other options. Learn More About our SBA Loans


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval. All SBA loans and lines of credit subject to SBA product, collateral and underwriting requirements, and approval.
Loans and other products are subject to definitive agreements. Business Loans are those loans that are for commercial use and any property and/or proceeds from the proposed request will be used by the requestor for commercial purposes only and not for any personal, family or household purposes, and that the proposed request would constitute a business loan which is exempted from the disclosure requirements of the Truth in Lending Act.