Certificates of Deposit can be effective as a short or long-term investment, because they offer a guaranteed rate of return. By committing your funds for a specific period of time, you’ll earn a higher rate than a traditional savings account and in some cases a money market account, depending on the term you choose. The longer the term, the higher your rate will be.
To open a Certificate of Deposit, visit any Members Choice branch locations, or you can open a CD in Online Banking.
Rates are subject to change at any time without notice. Fees may reduce earnings. On certificates of deposit a penalty may be imposed for early withdrawal.
*Some limitations apply. Click here for more information on deposit insurance.