Online Banking

Online Banking

Certificates of Deposit

Investments with a Guaranteed Return

Certificates of Deposit can be effective as a short or long-term investment, because they offer a guaranteed rate of return. By committing your funds for a specific period of time, you’ll earn a higher rate than a traditional savings account and in some cases a money market account, depending on the term you choose. The longer the term, the higher your rate will be.

  • $500 Minimum Deposit to Open
  • Terms from 3 Months to 60 Months
  • Rates are Based on Terms
  • IRA CDs Available
  • All Members Choice CDs are insured investments*

To open a Certificate of Deposit, visit any Members Choice branch locations, or you can open a CD in Online Banking.

Explore our CD rates here.

Rates are subject to change at any time without notice. Fees may reduce earnings. On certificates of deposit a penalty may be imposed for early withdrawal.

*Some limitations apply. Click here for more information on deposit insurance.

Members Choice Credit Union