As a business owner, we know it’s important to have a safety net in the case of an emergency. That’s why we offer Choice Pay* to our valued Business Account holders. Choice Pay is a benefit that automatically pays any non-sufficient fund (NSF) items up to $600 including checks, debit, ATM and ACH transactions for members in good standing.
Enjoy peace of mind and avoid hassle and merchant fees. Ask us about linking other Members Choice accounts as overdraft protection too.
*Choice Pay for new members will begin after 60 days of membership. Choice Pay is a privilege that may be revoked by MCCU at any time. We will charge you a non-sufficient funds/overdraft fee each time we pay an overdraft created by any electronic means, debit card transaction, ACH, check or in person. You may incur multiple fees in one day. Choice Pay is a service that is provided at MCCU’s discretion and is subject to approval. You must opt-in for Choice Pay before we will pay any debit card transactions. Regardless of your choice to opt-in, MCCU retains the right to pay or not pay any transaction(s) if you do not have sufficient funds available, your account is not in good standing, or you have reached your Choice Pay limit. The Choice Pay limit is $600, once you reach your limit we will not pay anymore transactions if you do not have sufficient funds. Each non-sufficient funds/overdraft fee is also deducted from your total balance.