woman hugging a child while holding a gift in a holiday setting

Christmas Club

Smart short-term savings, and just in time for holiday shopping

Plan for a more relaxing holiday season by setting money aside to buy all of your gifts and decorations. With a Members Choice Christmas Club Account, you can set a plan to save more throughout the year so you never have any surprises during holiday festivities with the family.

Three easy ways to savings for the holidays

  1. Set up a regular direct deposit from your employer
  2. Set up auto-transfer from a Members Choice account
  3. Electronically transfer funds from another financial institution account using Online Banking
Your accumulated Christmas savings account funds will be deposited into your checking account on November 15* and you’ll be able to celebrate the season without emptying your pockets. 

Open your Christmas Club Account today

Current Members Choice members, you can “Quick Apply” for a Christmas Club Account in online banking or your mobile app. Login, and click on the “Quick Apply” in the main navigation and select Open and Account or Loan.

Or visit your nearest branch to open your Christmas Club in person.


*For a Christmas Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after November 15 and the account will remain open. If the account is closed prior to November 15 an early closing fee will be assessed. 
Savings accounts will receive a mailed check.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.