Online Banking

Online Banking

Student Checking

Simple and Smart!

Learning good money management skills at a young age is important. Our Student Checking allows our teen and young adult members, ages 15-22, to manage their own finances while developing smart saving and spending habits through a checking account tailored to meet their needs without monthly service fees and minimum balance requirements.


  • For students age 15 - 22
  • Allows high school and college students the benefits of a checking account
  • Debit card available to students*
  • 0.10% rate reduction on MCCU student loan (for undergraduate line of credit)
  • At age 22, the checking account will be converted to Cash Back Checking Account
  • No Monthly Service Fee
  • Money orders
  • Three (3) MCCU withdrawal fees waived at non-MCCU ATMs per month
  • Minimum $25 to open
  • Overdraft Protection from Savings or Line of Credit
  • Unlimited check writing
  • Monthly Statement or eStatement
  • Worldwide ATM Access
  • Free Access through Audio Response & PC Home Banking

To open a Student Checking account, you must have a valid student ID. If under 18, must have a qualified adult joint owner.

*Add even more convenience to your checking account with a Free VISA debit card. Use anywhere VISA is accepted and at any Allpoint Network ATM worldwide for Free** cash withdrawals! 

**The $1 Members Choice Credit Union fee may still apply, depending on your checking account type.

Contact us at 281.398.9900 or 800.753.2428.

Members Choice Credit Union