CEO giving a presentation to a crowded room at the annual meeting of members

About Members Choice

Serving the Houston area together since 1941

Members Choice Credit Union is a full-service member-owned financial cooperative based in Houston, Texas. For over 80 years, we've been focused on helping you with your financial well-being.
There's a reason we say members instead of customers. It's because our relationship isn't a transactional one—it's one where we exist to provide the best possible financial solutions for our members.

Our Mission

We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community.

Our Vision

We will best serve our member-owners and provide them the ability to maximize their financial goals by becoming the most member-centric financial cooperative in our area.

Our Brand Pillars

Financial Empowerment
Community Relationship
Employee Development
Member Partnership
Delivering Quality

We serve our community

Because we're a member-owned financial collaborative, each member has a voice in helping shape what we do to serve them and the community. We're passionate about supporting our communities and have volunteered or assisted over 30 local organizations — and the list keeps growing!

We serve our members

You're not alone. We'll work together with you to enable financial success. As a Members Choice member, you'll benefit from lower loan rates and more favorable terms than the big banks and we'll help guide you through every step.

Members Choice is federally insured by the National Credit Union Administration (NCUA).
Click here for more information about deposit insurance.


Members Choice Credit Union is a full-service member-owned financial cooperative based in Houston, Texas, and we've been here to help you make informed financial decisions since 1941.
View more details about milestones and dates in the history of Members Choice


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.