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Member Agreements & Disclosures

VisaDPS Fraud Alerts Program Overview (PDF)

Personal Member Service Agreement (PDF)

Business Member Service Agreement (PDF)

Business Member Electronic Funds Transfer Disclosure (PDF)

Mobile Deposit Services Disclosure (PDF)

Electronic Funds Transfer Disclosure (PDF)

Funds Availability Disclosure (PDF)

Fair Housing Act Disclosure (PDF)


Members’ Access to Credit Union Documents

Upon request, you are entitled to receive a copy of the most recent version of the following credit union documents:

  • Balance sheet and income statement
  • A summary of the most recent annual audit completed in accordance with §91.516 of Chapter 91 of the Texas Administrative Code
  • The written board policy regarding notifying members of changes to the credit union’s bylaws, rules, guidelines, board policies, and copies thereof
  • Internal Revenue Service Form 990

Please submit requests for documentation in writing to the following address:

Members Choice Credit Union
Attention: Compliance Department
P.O. Box 219751
Houston, TX 77218

Please allow ten (10) business days for receipt of the documents.