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Personal Savings

Start your future today

Whether you are saving for college, your first home, or retirement, now is the best time to start. As a Members Choice member, you’ll have access to our list of savings accounts that can meet your specific needs.

Benefits for every member

  • All the benefits of a Members Choice Credit Union membership
  • No monthly or quarterly service charges on active savings accounts
  • Unlimited deposits and withdrawals
  • Competitive dividends paid monthly

Specialized towards your savings goals

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Savings Account

Your gateway to membership. With only a $5 deposit, you can establish your membership and start saving right away.
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Certificate of Deposit (CDs)

Build your savings in an insured product with a competitive, guaranteed fixed interest rate.
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Classic Money Market

You’ll have access to your money just like a traditional savings account, but you’ll be earning more, much faster. 

Maximum Money MarketTM

This account offers a high-yield variable APY that performs with current prime rates so that you always receive our best dividend rate. 
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Other options:

Investment Services

Build a strong and stable financial foundation with careful planning and the right team of experts working on your behalf.**

Personal Savings Accounts At-a-Glance

Savings Certificate of Deposit (CD) Classic Money Market Maximum Money Market IRA Account
Minimum Balance $5 $500 $2000 $0 $100
Monthly Fees $0 $0 $0
(if minimum balance is met)
$0 $0
($10 annual fee)
Electronic Withdrawal Limits None
No withdrawals during the term None
None Withdrawals allowed any time (check with your tax advisor)
Special Features Your gateway to membership, and access to benefits Risk-free investing with multiple term choices Competitive dividend rates, easy access to cash High-yield variable dividend rates, easy access to cash Competitive dividend rates

Savings Details CD Details Classic Money Market Details Maximum Money Market Details IRA Details
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See What Our Members are Saying!

Always friendly and helpful. I use many of their services from Checking, Mortgage to safe deposit box. Mobile app is full of features.
-Rhett S.

See What Our Members are Saying!

I recently opened a new account with Members Choice and was very impressed with the service from start to finish. A lot of places that deliver service don't do A-Z very well. The staff greeted me with a smile also answered all of my questions: which gave me the assurance that I was making the right choice doing business with them. Also they have very good options with less fees then other credit unions.
-Zodiak F.


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.
**Members Choice Credit Union does not endorse or guarantee the products, information, or recommendations provided by the linked sites. By clicking this link you acknowledge that you are entering a third party site that may have a privacy policy that differs from Members Choice Credit Union.  Securities offered through SWBC Investment Services, LLC, a registered broker/dealer. Member SIPC & FINRA. SWBC Investment Services, LLC is not affiliated with this institution. Funds should not be considered a deposit of or guaranteed by this institution, may lose value and are not NCUSIF insured.