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Business Checking Accounts

Banking to grow your business

Whether you’re looking to start your own business or grow your current business, we are here to help. Members Choice Credit Union is pleased to offer a variety of business checking accounts to meet the needs of your company — so you can focus on reaching your goals.

 
In addition, the Members Choice Business and Business World Elite Debit Mastercard is now available for business checking accounts. Click Here to learn how this debit card solution can help take care of your business.

Open your Business Checking Account today

Call us at 281.398.9900 to open your business account.
 
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Business Solution Checking

Perfect for a small business bank account. This free business checking account is designed for small owner-operated businesses, associations, and community clubs.
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Business Support Checking

Ideal for the growing business that is experiencing an increase in transactions.
two employees in a small warehouse setting reviewing orders

Business Resource Checking

Designed for the business owner in need of additional bank resources at a discount.
two businessmen sitting in an office lounge talking with a tablet in hand

Business Money Market

Great for organizations that only need access to reserves when necessary.




For all accounts you’ll receive

Compare the business accounts built for you



 Business Solution Checking Business Support Checking Business Resource Checking Business Money Market
Minimum opening deposit
 $100 $100  $100 
 $2000
Monthly Maintenance Fee
 $0 $8 $15 $15 
 Monthly Fee  N/A $0 maintenance when you maintain an average balance of $1,500 or higher $0 maintenance when you maintain an average balance of $5,000 or higher
Or
Maintain a combined balance of $50,000 between business checking and a qualified business loan or line of credit		 $0 maintenance when you maintain an average balance of $5,000 or higher
Or
Maintain a combined checking balance of $10,000 or higher
Monthly Transaction Limits
 $0 for the first 100 transactions per statement1 cycle
$.25 charge for transactions over 100		 $0 for the first 250 transactions per statement1 cycle.
$.25 charge for transactions over 250		 $0 for the first 500 transactions per statement1 cycle
$.25 charge for transactions over 500		 Up to six (6) withdrawals per statement cycle2
Monthly Cash Deposits
 $0 for the first $5,000 cash deposited per statement cycle

$0.15 charge per additional $100 cash deposited over $5,000		 $0 for the first $10,000 cash deposited per statement cycle

$0.15 charge per additional $100 cash deposited over $10,000		 $0 for the first $10,000 cash deposited per statement cycle

$0.15 charge per additional $100 cash deposited over $10,000
 N/A
Earns Interest
 No No No Yes
Variable interest rate
Interest compounds daily and will be credited to your account monthly
Additional Benefits
 Business Debit Mastercard Business Debit Mastercard
1-Free cashier's check per statement cycle

Free overdraft transfer fee per statement cycle from a qualified Line of Credit

Business Debit Mastercard
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closeup of two hands shaking in a business partnership

This office team provides top notch services. The team are highly focus on customer service. Definitely there is not a better bank institution in Katy than Members Choice!

EZ Snack Texas Corp.


Disclosures

*Not available for Business Money Market Product. For a full list of the features and benefits, please view the Guide to Benefits PDF.
 
(1) Paper transactions refer to paper items both deposited and posted to the account.
(2) Federal regulations allow you six (6) withdrawals by check, or pre-authorized, telephone, or computer transfer to another account or third party during a monthly statement cycle or at least four weeks. However, you may make an unlimited number of withdrawals from your account in person or by ATM.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.