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Business Checking Accounts

Banking to grow your business

Whether you’re looking to start your own business or grow your current business, we are here to help. Members Choice Credit Union is pleased to offer a variety of business checking accounts to meet the needs of your company — so you can focus on reaching your goals.

 
In addition, the Members Choice Business and Business World Elite Debit Mastercard is now available for business checking accounts. Click Here to learn how this debit card solution can help take care of your business.

Open your Business Checking Account today

Call us at 281.398.9900 to open your business account.
 
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Business Solution Checking

Perfect for a small business bank account. This free business checking account is designed for small owner-operated businesses, associations, and community clubs.
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Business Support Checking

Ideal for the growing business that is experiencing an increase in transactions.
two employees in a small warehouse setting reviewing orders

Business Resource Checking

Designed for the business owner in need of additional bank resources at a discount.
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Business Classic Money Market

Great for organizations that only need access to reserves when necessary.




For all checking accounts you’ll receive

One of the features of Members Choice Credit Union Business Checking Accounts is the capability to automatically sweep funds from the checking account to a money market account under the same account number. The account owner will set a maximum balance to remain in the checking account at all times. Funds exceeding the maximum checking account balance will automatically transfer (sweep) to the money market account at end of MCCU’s business day. This is a one-way sweep process, which will be based on the ledger (not available) balance. The sweep must be initiated by the account owner or authorized person(s).


Compare the business accounts built for you



 Business Solution Checking Business Support Checking Business Resource Checking Business Classic Money Market
Minimum opening deposit
 $100 $100  $100 
 $2,000
Monthly Maintenance Fee
 $0 $8 $15 $15 
 Monthly Fee  N/A $0 maintenance when you maintain an average balance of $1,500 or higher $0 maintenance when you maintain an average balance of $5,000 or higher
Or
Maintain a combined balance of $50,000 between business checking and a qualified business loan or line of credit		 $0 maintenance when you maintain an average balance of $2,000 or higher
Monthly Transaction Limits
 $0 for the first 100 transactions per statement1 cycle
$.25 charge for transactions over 100		 $0 for the first 250 transactions per statement1 cycle.
$.25 charge for transactions over 250		 $0 for the first 500 transactions per statement1 cycle
$.25 charge for transactions over 500		 N/A
Monthly Cash Deposits
 $0 for the first $5,000 cash deposited per statement cycle

$0.15 charge per additional $100 cash deposited over $5,000		 $0 for the first $10,000 cash deposited per statement cycle

$0.15 charge per additional $100 cash deposited over $10,000		 $0 for the first $10,000 cash deposited per statement cycle

$0.15 charge per additional $100 cash deposited over $10,000
 N/A
Earns Interest
 No No No Yes
Fixed interest rate
Interest compounds daily and will be credited to your account monthly
Additional Benefits
 Business Debit Mastercard Business Debit Mastercard
1-Free cashier's check per statement cycle

Free overdraft transfer fee per statement cycle from a qualified Line of Credit

Business Debit Mastercard
 Refer to the Classic Money Market page for more details.
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This office team provides top notch services. The team are highly focus on customer service. Definitely there is not a better bank institution in Katy than Members Choice!

EZ Snack Texas Corp.


Disclosures

*Not available for Classic Money Market Product. For a full list of the features and benefits, please view the Guide to Benefits PDF.
 
(1) Paper transactions refer to paper items both deposited and posted to the account.
 
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.