New or Used Auto Loan1 |
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Rates as low as 3.49% APR*Your dream car awaits! Get behind the wheel today in a new or used car.
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HomeRewards Unsecured Personal Loan5 |
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Rates as low as 8.49% APR***Exclusive personal loan for homeowners from $10K to $30K without tapping equity. |
| Mowers/Tractors6 - rates shown include standard rate discounts. ** HERO Members may qualify for additional discounts.**** | |
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| Approximate Term | Rates as low as |
| 0-12 Months | 6.24 % APR |
| 13-24 Months | 8.24 % APR |
| 25-36 Months | 9.24% APR |
| 37-60 Months | 10.24% APR |
| 61-72 Months | 11.24% APR |
For a complete summary of our credit card rates and solicitation disclosure, Print Current Credit Card Rates (PDF)
Match or Beat Auto Refinance*****
Vehicle Loan somewhere else? Let us match or beat your current auto rate up to 1% and drive down your monthly payment when you refinance your car loan with us.
Or, get a cash-out refi of up to 125% financing to turn car's equity into fast cash. Terms and conditions apply.
Vehicle Loan somewhere else? Let us match or beat your current auto rate up to 1% and drive down your monthly payment when you refinance your car loan with us.
Or, get a cash-out refi of up to 125% financing to turn car's equity into fast cash. Terms and conditions apply.
Members Choice is Helping Heroes
The HERO Savings Program provides law enforcement, first responders, military, educators and healthcare workers with loan rate discounts and higher savings yields. Whether you’re looking to purchase a new car or a new home or want to start putting away more money for the future, Members Choice is here to help our heroes save money while reaching their financial goals. Learn More.
Affordable Protection Products Available
Start off with an estimated rate quote – No credit pull required
Fill out the short form below to hear from a Loan Officer within the next business day.
Disclosures
*****Match or Beat Your Rate: Loans subject to credit approval. Rates and terms are for illustrative purposes only and are subject to change without notice and may end at any time. Members Choice Credit Union will match or beat a member's current external auto loan rate by 1%, as low as 4.99%. Proof of current rate is required. Changes to ownership and purchases do not qualify. Only select discounts apply. Existing Members Choice Credit Union auto loans are ineligible for this refinancing offer. Financing is limited to vehicles with a valid Texas title. Out-of-state titled vehicles may not be eligible. Other terms and conditions may apply. Payment example: 12 monthly payments of $85.15 per $1,000 borrowed at 4.99%.
(1) New Autos: Annual Percentage Rate of 3.49% is for an approximate term of 12-36 months. Payment example: 12 monthly payments of $84.92 per $1,000 borrowed at 3.49%. Standard rate discounts have been applied to the rate of 3.49%. HERO Members may be eligible for additional discounts. We offer other terms up to 84 months.
(2) Pre-Owned Autos: Annual Percentage Rate of 3.49% is for an approximate term of 12-36 months. Payment example: 12 monthly payments of $84.92 per $1,000 borrowed at 3.49%. Standard rate discounts have been applied to the rate of 3.49%. HERO Members may be eligible for additional discounts. For vehicles with mileage above 50,000, a rate increase of .50% will apply. For vehicles with mileage above 100,000 a rate increase of 1.00% will apply. We offer other terms up to 84 months.
(3) Boats/RVs/Motorcycles/ATVs: Annual Percentage Rate of 3.99% is for an approximate term of 12-36 months. Payment example: 12 monthly payments of $85.15 per $1,000 borrowed at 3.99%. Standard rate discounts have been applied to the rate of 3.99%. HERO Members may be eligible for additional discounts. We offer other terms up to 180 months.
(4) Unsecured/Signature Personal Loan: Annual Percentage Rate of 8.24% is for an approximate term of 12 months. Payment example: 12 monthly payments of $87.10 per $1,000 borrowed at 8.24%. Standard rate discounts have been applied to the rate of 8.24%. HERO Members may be eligible for additional discounts. We offer other terms up to 84 months.
(5) HomeRewards Personal Loan: Annual Percentage Rate of 8.49% is for an approximate term of 37-60 months. Payment example; 12 monthly payments of $87.22 per $1,000 borrowed at 8.49%. Standard rate discounts have been applied to the rate of 8.49%. We offer terms up to 84 months.
(6) Secured Other Loan: Annual Percentage Rate of 6.24% is for an approximate term of 0-12 months. Payment example; 12 monthly payments of $87.18 per $1,000 borrowed at 6.24%. Standard rate discounts have been applied to the rate of 8.49%. A UCC lien is required. HERO Members may be eligible for additional discounts. We offer terms up to 72 months.
(7) Credit Cards: A balance transfer could take up to six weeks to appear on your new card, depending on your previous card issuer. Check your accounts to track progress, and make sure you continue to make at least the minimum payment on the card you transferred the balance from on time to avoid late fees. There is a 3% balance transfer fee. For a complete summary of our credit card rates and solicitation disclosure: Current Credit Card Rates (PDF)