couple banking online with a computer at home

Online Banking

Secure, quick and convenient online banking

The Members Choice Online Banking gives you secure, quick and convenient access to your accounts, or to quickly open a new account. Personalize your online banking home page as you choose — you decide which features show up on screen and where. It’s the ultimate in user-friendly customization.

Need to add in Direct Deposit?

Set up Direct Deposit

  • How to reset your password
  • How to setup notifications
  • How to update your contact information
  • How to add an external account to transfer fund
  • How to link another financial institution account

Not yet enrolled in MCCU Online Banking?

Set up Online Banking

The Online Banking dashboard includes
  • Account summaries to manage multiple accounts
  • Budget tools and spending trackers
  • Access to your extended history
  • Access to eStatements
  • Additional customizable content
Plus more control of your account with easy features
  • Quick transfer between accounts
  • Quick apply to open new share accounts and loans
  • Free bill pay online
  • Card controls (ie: freeze your card)
  • Choice Pay Overdraft Protection enrollment
  • Text and email alerts to stay on top of your account activity

Accessing and logging into your account

Go to and login, or login directly to the Online Banking portal. You will be able to view all of your membership accounts under one username and password. You can also have separate logins for the primary and joint owner.

Please add and to your Favorites (*) in your browser for easy future reference. Whether logging in via the new Online or Mobile platform for the first time, you will be prompted to create security questions.

FAQs about Online Banking

If you do not remember your login credentials, select “Forgot Username” or “Forgot Password” from the main Online Banking login page.

If you are logged in, go to your profile in the upper-right corner and select “Settings” from the dropdown menu. Then select the security tab to change with your username or password.
You may transfer between all Savings, Checking and Money Market accounts and loans within and between your memberships. Should you not see one of your accounts, please contact member services at 281.398.9900 or toll free 800.753.2428 for assistance. Transfers from or to your Members Choice account from other financial institutions are also available via Online Banking. This service requires a set-up process that may take 3-5 business days to establish.
We'd be glad to help troubleshoot your problem. Please contact Member Services at 291.398.9900 or 800.753.2428, or email us at

More Online Banking FAQs

Online Banking Resources

Mobile Banking

Pay confidently in-store and online using your smartphone or wearable device. Mobile Banking Details


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.