Jumbo Mortgage Loans

Limited Time Offer:
Homebuyer Rate Reward 

Score a Special .25% Rate Discount for Your Primary Home Purchase!

Take advantage of a .25% lower interest rate on primary residential home purchases with this limited time offer. Access loan amounts starting at $806,500 and going up to $1,000,000 with our Jumbo Mortgage Loans.1,2
 
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Get the very best
interest rate

We’ll help you access the perfect loan with your best rate, so you save money. Rates are issued daily. Please contact a Mortgage Loan Officer at 281.754.1103 or fill out the rate quote form below.
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Save today with low closing costs

Little money down and low closing costs give you more flexibility and save you more and get more house for your budget.
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Quick and easy pre-approval process

Your personal mortgage loan advisor will help you get pre-approved to make your home buying experience easy and stress-free. Fill out the contact form below to get started today.

Get started with an estimated rate quote – No credit pull required

Need to check rates or get a pre-approval started? Fill out the short form below to get a call back from a Mortgage Loan Officer within the next business day.


Ready to get your jumbo mortgage loan started?

Start your Application Online

Apply by Phone

Call us at 281.754.1103 to start a new loan by phone

Jumbo Mortgage Loan FAQs

Yes, applying for a mortgage loan before you find a home may be the best thing you could do. When you apply in advance, you are issued a pre-approval letter subject to finding your new home. You can use the pre-approval letter to assure your real estate agent that you are a qualified buyer and look in the right price range to fit your budget. Having been pre-approved for a mortgage may also give more weight to any offer you make.
There is no fee to complete an online application for any of our loan products. 
Your Loan Officer will interview you and analyze your completed application, your credit report, and an automated underwriting system to determine which documents we’ll need to process your application. During the processing and underwriting part of your loan, other documentation may be required for final approval.
If the home you want to buy is priced above the Conventional or Conforming loan limits set by Fannie Mae and Freddie Mac, you will want a Jumbo Mortgage Loan. These values change every year and are based on location – currently in Texas that is a mortgage starting at $766,551.

More Mortgage FAQs

Mortgage Resource Center

Free Home Buying Guide

Get our guide for finding, buying and financing a new home for yourself or a family member  



Disclosures

 

APR = Annual Percentage Rate.

1Jumbo Fixed-Rate Mortgage: Rates are issued daily. Please contact a Mortgage Loan Officer at 281.754.1103 for more information. Mortgage home loans are available on residential primary residences and second/vacation properties and investment properties located in Texas. Manufactured homes not allowed. Maximum combined loan to value on primary residences is 95%, on second/vacation homes is 90%, and on investment properties is 85%. $806,500 minimum loan amount. $1,000,000 maximum loan amount.

2Homebuyer Rate Reward: This limited time offer applies to primary residential purchase loans only. The 0.25% rate reduction is applied at the time an executed contract is received. Rate adjustment is documented as “Rate Incentive.” Terms and conditions apply. Please contact us for further details

 
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.