Jumbo Mortgage Loans

Purchase or refinance your dream home – for home values up to $1,000,000

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A Jumbo Mortgage Loan from Members Choice Credit Union gives you all of the benefits you’d expect with one of our loans, including a personal loan advisor who will guide you through the entire home buying process. Access loan amounts starting at $766,551 and going up to $1,000,000 with our Jumbo Mortgage Loans.
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Get the very best
interest rate

We’ll help you access the perfect loan with your best rate, so you save money.
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Save today with low closing costs

Little money down and low closing costs give you more flexibility and save you more.
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Enjoy personalized,
local service

You’ll have access to the knowledge and information you need to streamline the process.

Get started with an estimated rate quote – No credit pull required

Fill out the short form below to get a call back from a Mortgage Loan Officer within the next business day.

Ready to get your jumbo mortgage loan started?

Start your Application Online

Apply by Phone

Call us at 281.754.1103 to start a new loan by phone

Jumbo Mortgage Loan FAQs

Yes, applying for a mortgage loan before you find a home may be the best thing you could do. When you apply in advance, you are issued a pre-approval letter subject to finding your new home. You can use the pre-approval letter to assure your real estate agent that you are a qualified buyer and look in the right price range to fit your budget. Having been pre-approved for a mortgage may also give more weight to any offer you make.
There is no fee to complete an online application for any of our loan products. 
Your Loan Officer will interview you and analyze your completed application, your credit report, and an automated underwriting system to determine which documents we’ll need to process your application. During the processing and underwriting part of your loan, other documentation may be required for final approval.
If the home you want to buy is priced above the Conventional or Conforming loan limits set by Fannie Mae and Freddie Mac, you will want a Jumbo Mortgage Loan. These values change every year and are based on location – currently in Texas that is a mortgage starting at $766,551.

More Mortgage FAQs

Mortgage Resource Center

Free Home Buying Guide

Get our guide for finding, buying and financing a new home for yourself or a family member  


APR = Annual Percentage Rate.
Jumbo Mortgage home loans are available on residential primary residences and second/vacation properties and investment properties located in Texas. Manufactured homes not allowed.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.