Members Choice Credit Union

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Ask Us About Our 1% Rate Match

We will match or beat your current rate by 1% when you refinance your boat, RV, motorcycle or ATV loan with us. Certain conditions apply.

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We're better together

We are big enough to help you with financial products and services that help you succeed, and small enough to care about why personal service and community support still matters.
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Help Your Entire Family Get Access to Member Benefits

We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. 
News & Events

You Won’t Want to Miss

Stay Safe and Alert. Tips to Avoid Common Coronavirus Scams.

We're here to help you stay protected from scammers that attempt to take advantage of any current fears and concerns, or prey on a desire to help others. As part of our mission to provide financial solutions and resources, we're providing information to help avoid common coronavirus scams. 

Protecting Your Credit During a Pandemic

The COVID-19 pandemic has shaken the global economy, disrupting many businesses and people's finances. Now it important to be mindful of your finances and credit, and not fall victim to scams. 

How to Use Your Stimulus Check for Financial Wellness

If you are expecting a stimulus check, you may be unsure how to best use the money you receive. This will depend on your unique situation. But in general, here are five areas to prioritize for financial wellness. 

Members Choice Partners with GreenPath Financial Wellness to Offer Financial Counseling to Individuals and Families

Members Choice partners with GreenPath Financial Wellness, to help address the critical financial resource and assistance needs with our members impacted by COVID-19 pandemic measures. 
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Should I swipe my card or insert the chip when paying? What’s the difference?

How many times have you found yourself at the check-out counter wanting to pay for your purchases with your debit card and not being sure if the system wants you to swipe your card or insert your chip? Knowing the differences between the two can help make your purchasing process easier

By your side...

We're here to serve and support you during this uncertain time.

Whether you or a family member need extra support with managing your payments, funding purchases or consolidating debt, our team is here to help you with financial resources and programs to support your needs.

Rate Highlights

Deposit & Loan Rates

Consumer Deposit Rates
Personal Savings
$100.00 and over
.10% APY*
Money Market Account
$50,000 and over
.45% APY*
Certificates of Deposit
Six to 60 Month Certificates
.35% to .90% APY*
Consumer Loan Rates
New Autos
12-36 Months 
As low as 1.89% APR**
Pre-Owned Autos
12-36 Months 
As low as 1.89% APR**
Personal Loans
Unsecured, up to 12 months
As low as 5.89% APR**
Mortgage Rates
Home Mortgage loans are available on residential primary residences and second/vacation properties and Investment properties located in Texas. Manufactured homes not allowed.
Rates are issued daily.
Current example for a $175,000 loan amount at 80% loan-to-value: 
15 Year Fixed 2.704% APR**
30 Year Fixed 2.861% APR**
Please contact a Mortgage Loan Officer at 281.754.1103.
All rates are subject to change at any time without notice. View related rates pages for full disclosures.
*APY – Annual Percentage Yield.
**APR – Annual Percentage Rate. Discounts have been applied to the new auto and pre-owned auto rates.