Send or receive money around the world with Members Choice Wire Transfers
Simply complete the Wire Transfer form (PDF) and visit your nearest branch in person or fax it to 281.754.5046.
- Most domestic wires reach destinations banks on the same day or within one business day, however we cannot guarantee when the destination account will be credited.
- International wires remitted in US Dollars may take up to 5-7 days to reach destination banks, however we cannot guarantee when the destination account will be credited. Destination banks may deduct additional fees before funds are credited to the recipient’s account.
Important: Wire transfers not requested in person are subject to additional verification, including call back verification. If we cannot reach you by phone, processing of your wire transfer request may be delayed.
For questions or concerns regarding your wire transaction contact us at 281.398.9900 or 1.800.753.2428.
Wire Transfer Fees
| Item | Fee |
| Domestic Wires Forms received before 3:30 p.m. CST will be processed the same business day. |
$15 |
| International Wires Forms received before 1:00 p.m. CST (12:00 p.m. for foreign currency) will be processed the same business day. |
$38 |
| Incoming Wires |
NO FEE |
FAQs about Wire Transfers
Can I send a wire transfer to another financial institution online?
A Wire Transfer Form (PDF) is required to process a wire transfer via Members Choice. This request may be sent via fax to 281.754.5046, or email to memberservices@mccu.com, or through a secure message in Online Banking.
Members Choice cut-off times for outgoing wire requests are 1:00 p.m. for International Wires and 3:30 p.m. for Domestic Wires. If not submitting a wire transfer request in person, please allow ample time as further verification and processing is needed.
Where can I find incoming wire transfer instructions?
Members Choice accepts all incoming domestic and international wires. We do not have a swift code. You will need to provide the sending financial institution with the routing number (313083196) and your 13-digit account number. Get the Wire Transfer Instructions (PDF).
Disclosures
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.