Send or receive money around the world with Members Choice Wire Transfers
NEW! Send Domestic Wire Transfers Through Online or Mobile Banking
Outgoing Domestic Wire Transfers (submitted online)
Simply login to online or mobile banking and under the "Transfer & Pay" menu, select "Send a Wire" and follow the instructions as prompted.Members Choice members can now request their Domestic Wire Transfers directly in online and mobile banking. The "Send a Wire" feature is easy-to-use and only requires a few quick steps to make a domestic wire transfer – from anytime, anywhere. All wire transfer requests submitted online need to be in US currency only.
Outgoing Domestic and International Wire Transfers (submitted with Wire Transfer Form PDF)
Simply complete the Wire Transfer form (PDF) and submit along with two forms of ID:
- In person; visit your nearest branch
- Via email to memberservices@mccu.com
- Through a secure message in Online Banking
- By fax to 281.753.2428
For foreign currency requests, please contact us at 1-800-753-2428 or 281-398-9900 to first obtain an exchange rate, unless current exchange information has already been obtained.
For questions or concerns regarding your wire transaction contact us at 281.398.9900 or 1.800.753.2428.
Wire Transfer Fees
Item | Wire Transfer Fee |
---|---|
Domestic Wires (submitted online)
Requests received before 3:00 p.m. CST will be processed the same business day.*
|
$15 |
Domestic Wires (submitted with Wire Transfer Form PDF)
Requests received before 3:00 p.m. CST will be processed the same business day.*
|
$20 |
International Wires (submitted with Wire Transfer Form PDF)
Requests received before 12:30 p.m. CST (12:00 p.m. for foreign currency) will be processed the same business day.*
|
$38 |
Incoming Wires | NO FEE |
FAQs about Wire Transfers
Outgoing Domestic Wire Transfers: submitted online
- Simply login to online or mobile banking and under the "Transfer & Pay" menu, select "Send a Wire" and follow the instructions as prompted.
- All wire transfer requests submitted online need to be in US currency only.
Outgoing Domestic and International Wire Transfers: submitted with Wire Transfer form (PDF); fill out the form and then submit by one of the following below.
- In person; visit your nearest branch
- Via email to memberservices@mccu.com
- Through a secure message in Online Banking
- By fax to 281.753.2428
Members Choice cut-off times for outgoing wire requests are 1:00 p.m. for International Wires, 3:30 p.m. for Domestic Wires submitted by form, and 3:00 p.m. for Domestic Wires submitted online. (All times are CST).
- Most domestic wires reach destinations banks on the same day or within one business day, however we cannot guarantee when the destination account will be credited.
- International wires remitted in US Dollars may take up to 5-7 days to reach destination banks, however we cannot guarantee when the destination account will be credited. Destination banks may deduct additional fees before funds are credited to the recipient’s account.
Important: Wire transfers not requested in person are subject to additional verification, including call back verification. Online wire transfers allow a choice of text, email or phone verification. Please allow ample time as further verification and processing is needed prior to the cut-off time. If we cannot reach you for identify verification, processing of your wire transfer request may be delayed. For questions or concerns regarding your wire transaction contact us at 281.398.9900 or 1.800.753.2428.
Disclosures
*Important: Wire transfers not requested in person are subject to additional verification, including call back verification. Online wire transfers allow a choice of text, email or phone verification. Please allow ample time as further verification and processing is needed prior to the cut-off time. If we cannot reach you for identify verification, processing of your wire transfer request may be delayed. For questions or concerns regarding your wire transaction contact us at 281.398.9900 or 1.800.753.2428.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.