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Business Deposit Rates

Business Deposit Rates

NEW 4.01% APY* Promo CD1

We also have a special 14 Month Jumbo Promotional CD with a competitive rate of 4.01% APY. This is for a limited time only, so act fast to lock in one of the most competitive rates available anywhere.

Open Your CD Account Online

Amount Dividend Rates APY*
$5.00 to $99.99 .0% N/A
$100 and over .05% .05%
Type Dividend Rates APY*
Business Solution Checking N/A N/A
Business Support Checking N/A
 N/A
Business Resource Checking N/A
 N/A
Amount Dividend. Rates APY*
$2,000 to $9,999.99 .10%  .10%
$10,000 to $49,999.99 .10% .10%
$50,000 and over .15%  .15%
($500.00 – $49,999.99)
Whether a short- or long-term investment, a CD is a great alternative to a traditional savings account. 
Term Dividend Rates APY*
6 Month Certificate 0.50% 0.50%
12 Month Certificate 1.40% 1.41%
18 Month Certificate 0.85% 0.85%
24 Month Certificate 1.80% 1.81%
36 Month Certificate 1.25% 1.26%
48 Month Certificate 1.40% 1.41%
60 Month Certificate 2.20% 2.22%

($50,000 and above)
Whether a short- or long-term investment, a CD is a great alternative to a traditional savings account. 
Term Dividend Rates APY*
6 Month Certificate 0.60% 0.60%
12 Month Certificate 1.50% 1.51%
18 Month Certificate 0.95% 0.95%
24 Month Certificate 1.90% 1.92%
36 Month Certificate 1.35% 1.36%
48 Month Certificate 1.50% 1.51%
60 Month Certificate 2.30% 2.32%
 
 
 
 
 
Business Loans
While Members Choice doesn't offer commercial or SBA loans, we can provide personal loans for business purposes. View our competitive rates on personal loans. 

Disclosures

*APY = Annual Percentage Yield

View complete list of deposit disclosures and Fee Schedule.

Rates effective November 16, 2022. Rates are subject to change without notice. Each application is evaluated on an individual basis. Loan advances are granted based upon the applicant(s) credit history, ability to repay, purpose, stability and collateral. Loan advances are not granted based upon method of repayment. On variable rate loans, the Annual Percentage Rate (APR) for new advances and existing balances is based on an index which is the highest Prime Rate as published in the Money Rates section of The Wall Street Journal on the 15th day of the month for the preceding three months and is subject to change monthly.
1 Promotional Certificate of Deposits are not eligible for the Rate Boost Program.