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Become a Members Choice Member

When you join a credit union, you become a member and part-owner.
When you bank with us, together, we make your finances and our community stronger.
Ready to become a member?
Join Online Now

We are big enough to help you with financial products and services that help you succeed, and small enough to care about why personal service and community support still matters.

We’re better together

You're not alone. We'll work together with you to enable financial success. As a Members Choice member, you'll benefit from typically lower loan rates and more favorable terms than the big banks and we'll help guide you through every step.

A better way to manage your money

Credit unions are not like other types of financial institutions. We may offer similar products and services, but the way we operate provides better benefits to you. Nothing gets in the way of our service to our members, we exist for your benefit.
  • Building a personal relationship to help you succeed financially.
  • Better rates and lower (or in many cases, no) fees
  • Since we are a not-for-profit, our profits go back to providing you the best services and rates possible.
Members Choice is federally insured by the National Credit Union Administration (NCUA).

Members Choice cares about you and your community

Since we're a member-owned financial collaborative, each member has a voice in helping shape what we do to serve them and the community. We're passionate about supporting our Katy, West Houston, and Cy-Fair communities and have volunteered or assisted over 30 local organizations — and the list keeps growing!

The Perks of a Members Choice Membership

There's a reason we say members instead of customers. It's because our relationship isn't a transactional one—we exist to provide the best possible financial solutions for our members.
Your money where you want it
With our easy-to-use online and mobile banking tools, control your money wherever you are.
Member Referral Rewards
Earn up to $500 when you refer family and friends.
Neighborhood Branches
Each branch is equipped with professional advisors available to help you with all of your needs.
ATMs at your convenience
Whether in your hometown or out on a trip, with our Allpoint ATM network, you have access to over 55,000 surcharge-free ATMs worldwide.

Looking to join as a business?

Talk to your leadership team or human resources representative about providing Members Choice as an employee benefit. There is no cost to add your organization to our field of membership. For information on offering credit union membership to your employees, contact us and request to become a partner company.

Business Account Solutions
Once you open your business account, our local team of advisors will make sure to provide the right services to help grow your business.

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See What Our Members are Saying!

I have been a member of Members Choice Credit Union for over 5 years and I’m thrilled with their service. Online banking is user friendly, and customer service assists you with all your banking needs. I have gotten loans with lower interest rates too because it’s a Credit Union not a bank!! Highly Recommended!!
- Suzanne B.

See What Our Members are Saying!

I moved to the US two years ago and one of my biggest worries was to figure out how the banking process works here. A friend recommended I look for a credit union, well long story short I found MCCU because it is close to where I live, but after two years I will say that I'm so grateful I found it. The people that work there are always gentle and provide great service. If you have a question they are always happy to answer.
- Roma P.


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.