Grow your savings, effortlessly. Get up to 3.00% APY.*

Up to 3.00% APY*

Banish pesky big-bank fees

Your money, anytime
Want to unlock our highest savings account rate and earn and more on your savings? This account’s got you.
With High-Yield Savings, you can earn up to 3.00% APY when you pair it with a Members Choice Complete Checking® account and meet a few monthly basics. No monthly fees. Just solid savings.1
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FAQs about High-Yield Savings
Disclosures
* Annual Percentage Yield (APY) is accurate as of August 1, 2025. Rates may change at any time without notice, before or after the account is opened. Fees could reduce earnings on the account. Minimum opening balance is $0. Minimum to earn APY is $0.01. Additional terms and conditions apply. View complete list of deposit disclosures and Fee Schedule.
1 High-Yield Savings Dividend Rates: To receive the stated dividend rate for a particular monthly qualification cycle, you must meet the qualifications on the related Complete Checking account in good standing on the same member account: receive monthly eStatements, at minimum ten (10) debit card purchases per month must have posted and maintain an aggregate minimum direct deposit of $150.00 to this account per month. If account requirements are not met, the dividend rate on the entire balance is .05% APY for that monthly cycle. High-Yield Savings accounts are Tiered Rate accounts. For these accounts, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. The annual percentage yields, which vary depending on the balance in the account, are shown for each tier.
Additional High-Yield Savings Terms and Conditions
The High Yield Savings Account is a tiered-rate variable account that requires an active, qualifying Members Choice Complete Checking® account each month to earn the disclosed dividend rates. No monthly service fees apply to this account.
To open a High-Yield Savings account, a Main Savings account and a Complete Checking account must also be opened, if not already present. Limit one High-Yield Savings account per member. This account is not available for minors, student accounts, special accounts, or business accounts. Not eligible to be pledged as collateral or used for share-secured loans. This account can be linked for overdraft protection.