couple lounging on a blanket on a beach while toasting with cups and smiling at each other

Signature Visa Credit Card

Get 2x bonus rewards on every card purchase and no annual fee

 
Members of the Members Choice family already know membership has its rewards. Just for being a member, you can be eligible for the Signature Visa that earns you double the bonus rewards, fast.
yellow gold icon-gold badge symbol

Get extra bonus rewards on new accounts

Earn 25,000 Bonus Rewards Points when you spend $5,000 in the first three months of opening an account
red icon-cash in hand symbol

Earn points fast on everyday purchases

Get double the points — 2X Points for every dollar, on all your purchases
icon-green gift symbol

Reward yourself with the things you want

Redeem points for merchandise, travel, gift cards, and cash 

Explore Signature Visa with Bonus Rewards


  • 0% introductory APR on purchases for the first 6 months*
  • 0% introductory APR on balance transfers for the first 12 months*
  • Variable APR after introductory period as low as 14.25%*
  • Online card management and fraud alerts
  • Easy automated payment option in Online Banking

woman wearing a coat paying for food with her credit card Low Fees, Low Rates, Big Rewards
0% Intro APR on purchases for 6 months*
Variable APR after intro period as low as 14.25%*
Double the points on every purchase

Have any questions about which consumer credit card best fits your needs? – No credit pull required

Fill out the short form below to hear from a Loan Officer within the next business day.

Are you ready to get rewarded?


Get your card with one of these easy options

Apply Online

Apply online now to receive your card by mail

Apply by Phone

Call us at 281.754.1470 to ask questions or start a credit card application by phone.

 
 
 
 
 
 
 
 
 
 
 

Credit Card Resources

Card Ownership

Get information and top tips about successful credit card ownership. Get the eBook

Disclosures

If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval.
* Credit Card Annual Percentage Rates (APR) accurate as of December 31, 2025. For a complete summary of our credit card rates and solicitation disclosure, Print Current Credit Card Rates (PDF)

Introductory 0% APR applies to purchases for 6 months and balance transfers for 12 months from account opening. After each introductory period,  the APR will be 14.25% up to 18.00% based on creditworthiness.  APR varies with the Prime Rate.

Balance transfers must be initiated within 180 days, may take up to 15 business days to process, and are subject to a 3% balance transfer fee. Continue making payments on transferred accounts until complete.