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Signature Visa Credit Card

Get 2x bonus rewards on every card purchase

Members of the Members Choice family already know membership has its rewards. Just for being a member, you can be eligible for the Signature Visa that earns you double the bonus rewards, fast.
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Get extra bonus rewards on new accounts

Earn 25,000 Bonus Rewards Points when you spend $5,000 in the first three months of opening an account
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Earn points fast on everyday purchases

Get double the points — 2X Points for every dollar, on all your purchases
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Reward yourself with the things you want

Redeem points for merchandise, travel, gift cards, and cash

Explore Signature Visa with Bonus Rewards

  • 0% introductory APR on purchases for the first 6 months*
  • 0% introductory APR on balance transfers for the first 12 months*
  • Variable APR after introductory period as low as 16.00%*
  • Online card management and fraud alerts
  • Easy automated payment option in Online Banking

woman wearing a coat paying for food with her credit card Low Fees, Low Rates, Big Rewards
$75 Annual Fee
0% Intro APR on purchases for 6 months*
Variable APR after intro period as low as 16.00%*
Double the points on every purchase

Have any questions about which consumer credit card best fits your needs? – No credit pull required

Fill out the short form below to hear from a Loan Officer within the next business day.

Are you ready to get rewarded?

Get your card with one of these easy options

Apply Online

Apply online now to receive your card by mail

Apply by Phone

Call us at 281.754.1470 to ask questions or start a credit card application by phone.


Credit Card Resources

Card Ownership

Get information and top tips about successful credit card ownership. Get the eBook

Explore Signature Visa with Bonus Rewards

Earn 25,000 bonus rewards points and 2X the points for every purchase with a new Signature Visa. Learn more about Signature Visa

Explore Choice Cash Visa

The card that gets you cashback rewards on purchases with $0 annual fees. Learn more about Choice Cash Visa

Explore Choice Rate Visa

The card that gets what you need, with low rates and no annual fees. Learn more about Choice Rate Visa


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.

*APR = Annual Percentage Rate

Introductory rate of 0% for 6 months on purchases and an introductory rate of 0% for 12 months on balance transfers from the date of account opening. After introductory period ends, the APR will be 16.00% up to 18.00% based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate.

Balance transfer must be initiated within the first 180 days of account opening in order to qualify for introductory rate. A balance transfer could take up to six weeks to appear on your new card, depending on your previous card issuer. Check your accounts to track progress, and make sure you continue to make at least the minimum payment on the card you transferred the balance from on time to avoid late fees. 3% Balance Transfer Fee.