Get 2x bonus rewards on every card purchase and no annual fee
Members of the Members Choice family already know membership has its rewards. Just for being a member, you can be eligible for the Signature Visa that earns you double the bonus rewards, fast.
Get extra bonus rewards on new accounts
Earn 25,000 Bonus Rewards Points when you spend $5,000 in the first three months of opening an account
Earn points fast on everyday purchases
Get double the points — 2X Points for every dollar, on all your purchases
Reward yourself with the things you want
Redeem points for merchandise, travel, gift cards, and cash
Explore Signature Visa with Bonus Rewards
- 0% introductory APR on purchases for the first 6 months*
- 0% introductory APR on balance transfers for the first 12 months*
- Variable APR after introductory period as low as 14.25%*
- Online card management and fraud alerts
- Easy automated payment option in Online Banking
Have any questions about which consumer credit card best fits your needs? – No credit pull required
Fill out the short form below to hear from a Loan Officer within the next business day.
Are you ready to get rewarded?
Get your card with one of these easy options
Apply by Phone
Call us at 281.754.1470 to ask questions or start a credit card application by phone.
Credit Card Resources
Disclosures
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval.
* Credit Card Annual Percentage Rates (APR) accurate as of December 31, 2025. For a complete summary of our credit card rates and solicitation disclosure, Print Current Credit Card Rates (PDF)
Introductory 0% APR applies to purchases for 6 months and balance transfers for 12 months from account opening. After each introductory period, the APR will be 14.25% up to 18.00% based on creditworthiness. APR varies with the Prime Rate.
Balance transfers must be initiated within 180 days, may take up to 15 business days to process, and are subject to a 3% balance transfer fee. Continue making payments on transferred accounts until complete.


