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Better rates, lower fees, more benefits

It's easy to join! There are several ways to qualify for membership at Members Choice and be eligible for all of the member benefits.
1. Live, work, worship or attend school in Harris County or Fort Bend County
2. Be a current or retired employee of an MCCU Select Employer Group
3. Be related to, or currently live in the same household as another MCCU member
4. Join a MCCU member association at no cost to you

Open an account online

Open an account at any Members Choice Credit Union Branch

Looking to join as a business?

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As a Members Choice Member, you’ll enjoy these benefits

We are committed to helping our members achieve their goals by providing financial guidance, quality products, and convenient services.

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Your money where you want it

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Refer your friends and family and earn rewards

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Convenient branch locations

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See how you can get higher rates on deposits and lower rates on loans

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Access to over 55,000 surcharge-free ATMs worldwide

Ready to join?

If you’re not already a member, we invite you to join Members Choice Credit Union and start enjoying all of your benefits.

Join Online

Apply online now to open your membership account.

Open an Account in a Branch

To apply in person, visit a branch near you.
Have questions or need assistance?

What is the list of Select Employer Groups, Associations and Professional Organizations eligible for membership at MCCU? 
If you are a current or retired employee of one of these companies, you are eligible for membership.
  • ConocoPhillips Company (including Phillips 66)
  • Continental Carbon Company
  • Daniel Industries Inc
  • Diamond Offshore Drilling Inc
  • DuPont Company - Texas Locations
  • Oceaneering
  • Sysco Corporation
  • UTEX Industries
Also, if you are a member of the International Coaching Federation - Texas Locations, you are eligible. Members Choice will fund your initial membership to The Arc of Harris County or Texas Consumer Council (TCC), if you do not qualify through our other options and prefer to join through a member association.


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.