young child smiling and wearing a bright orange safety vest on the deck of a boat

Boat, Motorcycle and RV Loans

Rates as low as 6.69% APR*

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Competitive rates

Loan rates the are often lower than other banks and financing options
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Up to 110% financing

Give yourself the option for some add-ons, or to reduce your down payment**
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90 days to the first payment

Enjoy no payments for the first 90 days of your loan*

Boat, Motorcycle and RV Loans

With lower interest rates than most dealer options, we can help you save money on your next recreational vehicle purchase. 
  • Loyalty Rate Discount Options – Get up to .30% in rate discounts:  .10% for an automatic loan payment transfer from an MCCU checking account, .10% for checking account direct deposit at the time of funding, .10% for a new or increased Credit Card.  
  • Affordable Guaranteed Asset Protection (GAP)

Start off with an estimated rate quote – No credit pull required

Fill out the short form below to hear from a Loan Officer within the next business day.

Ready to get your loan started?

Our local team of loan officers can work with you to find the best options for your new or pre-owned RV, boat, motorcycle or ATV loan.

Apply Online

Or call 281.754.1470 for questions, or to start a loan application by phone.

Apply in a Branch

To apply in branch, visit a branch near you.

Boat and RV Loan Resources

Boat, RV, Motorcycle, and ATV Loan Rates

Check our current competitive rates for recreational vehicle loans. View Loan Rates

Boat and RV Loan Payment Calculator

Find out exactly what you need to get the payment you want. Estimate Your Payment Info

Get Exclusive Savings on Your Next Boat and RV

From the open road to the open water - save on your next outdoor recreational vehicle with Love My Credit Union Rewards with special access to a certified dealer network that provides exclusive savings to credit union members.  

Enhanced Loan Calculator

Look at several different scenarios. Run the Numbers

Affordable Guaranteed Auto Protection (GAP)

Pays the difference between any insurance settlement and the amount owed on the loan. Learn More About GAP


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and lending products are subject to approval including credit approval.
*APR=Annual Percentage Rate. Rates are subject to change without notice. View Loan Rates for full rate terms and disclosures.

**Boats and RVs may be financed up to 110% loan-to-value (LTV) based on credit criteria.