young child smiling and wearing a bright orange safety vest on the deck of a boat

Boat, Motorcycle and RV Loans

Rates as low as 6.69% APR*

 

Switch and Save! Ask us how we can Match or Beat your current loan rate and lower your monthly payments with boat, RV, motorcycle and ATV refinancing*

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Competitive rates

Loan rates the are often lower than other banks and financing options
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Up to 110% financing

Give yourself the option for some add-ons, or to reduce your down payment**
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90 days to the first payment

Enjoy no payments for the first 90 days of your loan*

Boat or RV Loan somewhere else? For a limited time, let us beat your current rate when you refinance with us. 

Refinance your boat, RV, motorcycle or ATV loan with us today and lower your monthly payments. Members Choice will match or beat your current rate by up to 1%. Terms and conditions apply.*  



 Boat, Motorcycle and RV Loans

With lower interest rates than most dealer options, we can help you save money on your next recreational vehicle purchase. 
  • Loyalty Rate Discount Options – Get up to .30% in rate discounts:  .10% for an automatic loan payment transfer from an MCCU checking account, .10% for checking account direct deposit at the time of funding, .10% for a new or increased Credit Card.  
  • Affordable Guaranteed Asset Protection (GAP)

Start off with an estimated rate quote – No credit pull required

Fill out the short form below to hear from a Loan Officer within the next business day.

Ready to get your loan started?

Our local team of loan officers can work with you to find the best options for your new or pre-owned RV, boat, motorcycle or ATV loan.

Apply Online

Or call 281.754.1470 for questions, or to start a loan application by phone.

Apply in a Branch

To apply in branch, visit a branch near you.













Disclosures

If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and lending products are subject to approval including credit approval.
 
*APR=Annual Percentage Rate. Rates are subject to change without notice. View Loan Rates for full rate terms and disclosures. Match or Beat Your Rate:  Limited time offer. Offer may end any time, and without notice. Members Credit Union will match or beat a member's current auto loan rate by 1%, not exceeding our lowest 37-72 month rate based on a member’s credit tier. Proof of current rate is required. Forms of proof include but not limited to: Online banking screen print, purchase agreement, statements, or any other methods for documentation purposes. Changes to ownership do not qualify for program. No other discounts will apply. Existing Members Choice Credit Union auto loans are ineligible for this refinancing offer. Not eligible for purchases. Vehicles must have a Texas title. Other terms and conditions may apply. 

**Boats and RVs may be financed up to 110% loan-to-value (LTV) based on credit criteria.