Rates as low as 4.40%APR*
Ask us about our 1% Rate Match Program to match or beat your rate on boat, RV, motorcycle and ATV refinancing**
Loan rates the are often lower than other banks and financing options
90 days to the first payment
Enjoy no payments for the first 90 days of your loan*
We will match or beat your current rate by 1%
Looking to refinance? We will match or beat your current rate by 1% when you refinance your boat, RV, motorcycle or ATV loan with us.
Apply now to get your Rate Match quote.
Limited time offer. Certain conditions apply.**
Ready to get your loan started?
Our local team of loan officers can work with you to find the best options for your new or pre-owned RV, boat, motorcycle or ATV loan.
Apply in a Branch
To apply in branch, visit a branch near you.
Apply by Phone
Call us at 281.754.1470 to ask questions or start a loan application by phone.
Boat and RV Loan Resources
Boat, RV, Motorcycle, and ATV Loan Rates
Check our current competitive rates for recreational vehicle loans. View Loan Rates
Boat and RV Loan Payment Calculator
Find out exactly what you need to get the payment you want. Estimate Your Payment Info
Enhanced Loan Calculator
Look at several different scenarios. Run the Numbers
Affordable Guaranteed Auto Protection (GAP)
Pays the difference between any insurance settlement and the amount owed on the loan. Learn More About GAP
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and lending products are subject to approval including credit approval.
*APR=Annual Percentage Rate. Rates are subject to change without notice. Annual Percentage Rate of 4.40% is for an approximate term of 12-36 months. Payment example: 12 monthly payments of $85.33 per $1,000 borrowed at 4.40%. Discounts have been applied to the rate of 4.40%. We offer other terms up to 120 months.
** MCCU "Match A Rate" Program
- MCCU will match and beat a member's current Boat, RV, Motorcycle and ATV rate by 1%, not exceeding our lowest rate as published on the current loan rate sheet.
- Proof of current rate is required
- Forms of proof include but not limited to: Online banking screen print, purchase agreement, statements any other methods for documentation purposes
- No other discounts will apply
- Not eligible for purchases
- Limited time offer
***Boats and RVs may be financed up to 110% loan-to-value (LTV) based on credit criteria.