Living for the weekend? Your next adventure starts right here.
Rates as low as 6.49% APR*
Already have a loan somewhere else? Ask us how we can Match or Beat your current loan rate and lower your monthly payments with boat, RV, motorcycle and ATV refinancing.1
Up to 110% financing
Give yourself the option for some add-ons, or to reduce your down payment2
90 days to the first payment
Enjoy no payments for the first 90 days of your loan3
Loan somewhere else? For a limited time, let us beat your current rate when you refinance with us.
Refinance your boat, RV, motorcycle or ATV loan with us today and lower your monthly payments. Members Choice will match or beat your current rate by up to 2%. Terms and conditions apply.1
Boat, Motorcycle and RV Loans to get you weekend-ready.
Ready to hit the road, ride the waves, or cruise on two wheels? We’re here to help you get the financing for that boat, RV, or motorcycle, so you can live your best life. With simple options and a process that’s actually easy, we’ll help you make it happen without wrecking your budget.
Additional Recreational Vehicle Loan Benefits:
With lower interest rates than most dealer options, we can help you save money on your next recreational vehicle purchase.- Loyalty Rate Discount Options – Get up to .50% in rate discounts: .10% for an automatic loan payment transfer from an MCCU checking account, .30% for checking account direct deposit at the time of funding, .10% for a new or increased Credit Card.
- Affordable Guaranteed Asset Protection (GAP) and optional Multi-Shield Coverage to protect your vehicle from minor damage.
"Skip-A-Pay" on Your Boat or RV Loan
Free up some funds by skipping a qualified loan payment without impacting your credit score. Read more about how our members can qualify.
Start off with an estimated rate quote – No credit pull required
Fill out the short form below to hear from a Loan Officer within the next business day.
Ready to get your loan started?
Our local team of loan officers can work with you to find the best options for your new or used RV, boat, motorcycle or ATV loan.
Apply Online
Or call 281.754.1470 for questions, or to start a loan application by phone.
Disclosures
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and lending products are subject to approval including credit approval.
*Annual Percentage Rate (APR) is accurate as of January 16, 2025. Annual Percentage Rate of 6.49% is for an approximate term of 12-36 months. Payment example: 12 monthly payments of $86.29 per $1,000 borrowed at 6.49%. Discounts have been applied to the rate of 6.49%. We offer other terms up to 120 months.
1Rates are subject to change without notice, and rates shown reflect all available rate discounts.. View Loan Rates for full rate terms and disclosures. Match or Beat Your Rate: Limited time offer. Offer may end any time, and without notice. Members Credit Union will match or beat a member's current auto loan rate by 2%, not exceeding our lowest 37-60 month rate based on a member’s credit tier. Proof of current rate is required. Forms of proof include but not limited to: Online banking screen print, purchase agreement, statements, or any other methods for documentation purposes. Changes to ownership do not qualify for program. No other discounts will apply. Existing Members Choice Credit Union auto loans are ineligible for this refinancing offer. Not eligible for purchases. Vehicles must have a Texas title. Other terms and conditions may apply.
2Boats and RVs may be financed up to 110% loan-to-value (LTV) based on credit criteria.
3Interest still accrues during this time.