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Boat, Motorcycle and RV Loans

Ask us about our 1% Rate Match Program to match or beat your rate on boat, RV, motorcycle and ATV refinancing**

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Competitive rates

Loan rates the are often lower than other banks and financing options
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Up to 110% financing

You may not need a down payment*

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90 days to the first payment

Enjoy no payments for the first 90 days of your loan

Graphic says "Ask us about our 1% Rate Match"

We will match or beat your current rate by 1%

Looking to refinance? We will match or beat your current rate by 1% when you refinance your boat, RV, motorcycle or ATV loan with us.  
Limited time offer. Certain conditions apply.**

Ready to get your loan started?

Our local team of loan officers can work with you to find the best options for your new or pre-owned RV, boat, motorcycle or ATV loan.

Apply Online

Apply in a Branch

To apply in branch, visit a branch near you.

Apply by Phone

Call us at 281.754.1470 to ask questions or start a loan application by phone.

Boat and RV Loan Resources

Boat, RV, Motorcycle, and ATV Loan Rates

Check our current competitive rates for recreational vehicle loans. View Loan Rates

Boat and RV Loan Payment Calculator

Find out exactly what you need to get the payment you want. Estimate Your Payment Info

Enhanced Loan Calculator

Look at several different scenarios. Run the Numbers

Affordable Guaranteed Auto Protection (GAP)

Pays the difference between any insurance settlement and the amount owed on the loan. Learn More About GAP

SavvyMoney Credit Score

The SavvyMoney tool allows you to obtain your VantageScore 3.0 credit score and report anytime, anywhere.


*Boats and RVs may be financed up to 110% loan-to-value (LTV) based on credit criteria.

** MCCU "Match A Rate" Program

  • MCCU will match and beat a member's current Boat, RV, Motorcycle and ATV rate by 1%, not exceeding our lowest rate as published on the current loan rate sheet.
  • Proof of current rate is required
    • Forms of proof include but not limited to: Online banking screen print, purchase agreement, statements any other methods for documentation purposes
  • No other discounts will apply
  • Not eligible for purchases
  • Limited time offer


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and lending products are subject to approval including credit approval.