Rates as low as 4.69% APR*
Switch and Save! Ask us how we can Match or Beat your current loan rate and lower your monthly payments with auto refinancing*
Savings You Can See
No Payments 90 Days*
Fast & Easy Application
Auto Loan somewhere else? For a limited time, let us beat your current rate when you refinance with us.
Refinance your car loan with us today and lower your monthly payments. Members Choice will match or beat your current rate by up to 2%. Terms and conditions apply.*
Auto Loan somewhere else? For a limited time, let us beat your current rate when you refinance with us. Additional Auto Loan Benefits:
-
Loyalty Rate Discount Options – Get up to .30% in rate discounts: .10% for an automatic loan payment transfer from an MCCU checking account, .10% for checking account direct deposit at the time of funding, .10% for a new or increased Credit Card.
- Affordable Guaranteed Asset Protection (GAP)
Start off with an estimated rate quote – No credit pull required
Fill out the short form below to hear from a Loan Officer within the next business day.
Switching your loan is easy and can be started today
Apply Online
FAQs about Auto Refinancing
How much can I save by refinancing my auto loan?
A lower interest rate can help you save hundreds or even thousands of dollars throughout the life of your loan repayment term. Use our Car Payment Calculator to find out what your payment options would be.
Why refinance your auto loan?
Am I likely to qualify for refinancing at a lower interest rate?
You typically need a history of on-time payments to make refinancing worthwhile and possible. The new rate you’ll qualify for depends on multiple factors, including your credit history and score.
What will happen if I extend my loan term?
Extending the length of your loan when you refinance will lower your monthly payments. Speak to our loan specialists to see if this option is best for you.