IMPORTANT MESSAGE

Please join us for our Grand Opening Celebration and 2018 Annual Meeting on Tuesday, May 22nd.

Visit https://www.mccu.com/grandopening for details.

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Online Banking

Deposit Rates

Explore our great rates and deposit product options!

DepositRates_FeeSchedule_May2018.pdf

Classic Checking Account

 

(no longer available for new accounts)

Amount Dividend Rates APY*
$0-$499.99 0% n/a
$500 and over .10% .10%

 

Savings Accounts

Amount Dividend Rates APY*
$5.00 to $99.99 0% n/a
$100.00 and over .25% .25%

 

Christmas Club Accounts

Amount Dividend Rates APY*
$5.00 and over .25% .25%

 

Money Market Accounts

Amount Dividend Rates APY*
$2,000 to $9,999.99 .30% .30%
$10,000 to $49,999.99 .35% .35%
$50,000 and over .45% .45%

 

Individual Retirement Accounts

Dividend Rates APY*
.35% .35%

IRAs can also be invested in Certificates of Deposit at the rates listed below.

 

Certificates of Deposit

($500.00 – $49,999.99) (Effective 04/10/18)

Whether short or long term investment, a CD is a great alternative to a traditional savings account. Login to your account and open one today.

Learn more here!

Term Dividend Rates APY*
6 Month Certificate 1.19% 1.20%
9 Month Certificate 1.39% 1.40%
12 Month Certificate 1.59% 1.60%
18 Month Certificate 1.79% 1.80%
24 Month Certificate 1.88% 1.90%
36 Month Certificate 2.18% 2.20%
60 Month Certificate 2.47% 2.50%

 

Jumbo Certificates

($50,000 and above) (Effective 04/10/18)

Term Dividend Rates APY*
6 Month Certificate 1.29% 1.30%
9 Month Certificate 1.49% 1.50%
12 Month Certificate 1.69% 1.70%
18 Month Certificate 1.88% 1.90%
24 Month Certificate 1.98% 2.00%
36 Month Certificate 2.28% 2.30%
60 Month Certificate 2.57% 2.60%

To open your CD, visit any branch location or login to Online Banking.

 

Balance Requirements

Balance Requirements Minimum to Open Minimum to Earn Dividends
Savings $5.00 $100.00 (except minor accounts)
Money Market $2,000.00 $2,000.00
IRA $5.00 $5.00
Certificate of Deposit $500.00 $500.00
Jumbo Certificate of Deposit $50,000.00 $50,000.00

 

Disclosures

Rates are subject to change at any time without notice. Fees may reduce earnings. On certificates of deposit a penalty may be imposed for early withdrawal.

 

For more information, please call 281.398.9900 or 800.753.2428

 

 

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