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Member Discounts and Offers

As a members-only benefit, Members Choice Credit Union members have access to these great perks and discounts that add up to additional savings

Referral Rewards Program
Share the benefits of lower rates and higher returns with your friends and family and earn extra rewards. Earn up to $500 in referral rewards each year!
Loyalty Rate Discounts
Reduce your Auto Loan rates or Unsecured Personal Loan rates. Get up to .30% in member exclusive rate discounts:  
  • .10% for an automatic loan payment transfer from an MCCU checking account,
  • .10% for checking account direct deposit at the time of funding,
  • .10% for a new or increased Credit Card.  
Get up to 1.50% in member exclusive rate discounts on Unsecured HomePlus Personal Loans:
  • .75% for 15-year homeownership (.25% for every 5 years),
  • .25% for a mortgage with MCCU,
  • .25% for an auto loan with MCCU,
  • .25% for an automatic loan payment transfer from a MCCU checking account.

Helping Heroes Savings Program
We help members in heroic professions save money with special rates on loans and savings discounts.
  • Savings Account: Get an additional .75% on current rates for 12 months after account opening*
  • Get an additional 1.00% on current rates* for a 12 Month Regular or Jumbo Certificate of Deposit (CD)
  • Get a 1.00% rate discount** on Unsecured Personal Loans
  • Get a .50% rate discount** on Auto Loans
  • Waived $750 processing fee on new Mortgage Loan purchases ***

Free up some funds by skipping a qualified loan payment without impacting your credit score. Read more about how our members can qualify for seasonal program periods.
Love My Credit Union Rewards provide access to savings of up to 50% or more off the retail price on products and services you use every day. These aren't the limited offers you’ll find on normal “deals” websites, these are far greater and deeper savings.