A low rate card with cash back rebates on purchases and no annual fee
You already know being a part of the Members Choice family has its rewards. Just for being a member, you can be eligible for the Choice Cash Visa personal credit card that rewards you with cash back rebates on what you’re already spending.
Get extra cash rebates on new accounts
Earn a $150 rebate when you spend $1,000 in the first three months of account opening
Earn cash back fast on everyday purchases
Get 2% cash back on grocery purchases, childcare, gym memberships, and utilities, 1% on all other purchases
Get cash back without having to pay an annual fee
Earn cash rebates on purchases you already make every day — with no annual fee
Explore Choice Cash Visa
- 0% introductory APR on purchases for the first 6 months*
- 0% introductory APR on balance transfers for the first 12 months*
- APR as low as 11.75% on purchases after the introductory APR*
- Online card management and fraud alerts
- Easy automated payment option in Online Banking
Have any questions about which consumer credit card best fits your needs? – No credit pull required
Fill out the short form below to hear from a Loan Officer within the next business day.
Are you ready to get rewarded?
Get your card with one of these easy options
Apply by Phone
Call us at 281.754.1470 to ask questions or start a credit card application by phone.
Credit Card Resources
Disclosures
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.
*Credit Card Annual Percentage Rates (APR) accurate as of December 31, 2025. For a complete summary of our credit card rates and solicitation disclosure, Print Current Credit Card Rates (PDF)
Introductory 0% APR applies to purchases for 6 months and balance transfers for 12 months from account opening. After each introductory period, the APR will be 11.75% up to 18.00% based on creditworthiness. APR varies with the Prime Rate.
Balance transfers must be initiated within 180 days, may take up to 15 business days to process, and are subject to a 3% balance transfer fee. Continue making payments on transferred accounts until complete. $150 cash back requires $1,000 in qualifying purchases within the first 90 days. Balance transfers, cash advances, fees, returned purchases, and non-purchase transactions do not qualify for cash back. Cash back applies to qualifying purchases.