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Choice Cash Visa Credit Card

A low rate card with cash back rebates on purchases, and $0 annual fees

You already know being a part of the Members Choice family has its rewards. Just for being a member, you can be eligible for the Choice Cash Visa personal credit card that rewards you with cash back rebates on what you’re already spending.
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Get extra cash rebates on new accounts

Earn a $150 rebate when you spend $1,000 in the first three months of account opening
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Earn cash back fast on everyday purchases

Get 2% cash back on grocery purchases, childcare, gym memberships, and utilities, 1% on all other purchases
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Get cash back without having to pay an annual fee

Earn cash rebates on purchases you already make every day — with no annual fee

Family of four clothes shopping togetherExplore Choice Cash Visa 

  • 0% introductory APR on purchases for the first 6 months*
  • 0% introductory APR on balance transfers for the first 12 months*
  • APR as low as 13.50% on purchases after the introductory APR*
  • Online card management and fraud alerts
  • Easy automated payment option in Online Banking


Have any questions about which consumer credit card best fits your needs? – No credit pull required

Fill out the short form below to hear from a Loan Officer within the next business day.

Are you ready to get rewarded?

Get your card with one of these easy options

Apply Online

Apply online now to receive your card by mail

Apply by Phone

Call us at 281.754.1470 to ask questions or start a credit card application by phone.

Credit Card Resources

Card Ownership

Get information and top tips about successful credit card ownership. Get the eBook

Explore Signature Visa with Bonus Rewards

Earn 25,000 bonus rewards points and 2X the points for every purchase with a new Signature Visa. Learn more about Signature Visa

Explore Choice Cash Visa

The card that gets you cashback rewards on purchases with $0 annual fees. Learn more about Choice Cash Visa

Explore Choice Rate Visa

The card that gets what you need, with low rates and no annual fees. Learn more about Choice Rate Visa


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.

*APR = Annual Percentage Rate

Introductory rate of 0% for 6 months on purchases and an introductory rate of 0% for 12 months on balance transfers from the date of account opening. After introductory period ends, the APR will be 13.50% up to 18.00% based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate.

Balance transfer must be initiated within the first 180 days of account opening in order to qualify for introductory rate. A balance transfer could take up to six weeks to appear on your new card, depending on your previous card issuer. Check your accounts to track progress, and make sure you continue to make at least the minimum payment on the card you transferred the balance from on time to avoid late fees. 3% Balance Transfer Fee.