The card that gets you cash back rebates on purchases with $0 annual fees
You already know being a part of the Members Choice family has its rewards. Just for being a member, you can be eligible for the Choice Cash Visa personal credit card that rewards you with cash back rebates on what you’re already spending.
Get extra cash rebates on new accounts
Earn a $150 rebate when you spend $1,000 in the first three months of account opening
Earn cash back fast on everyday purchases
Get 2% cash back on grocery purchases, childcare, gym memberships, and utilities, 1% on all other purchases
Get cash back without having to pay an annual fee
Earn cash rebates on purchases you already make every day — with no annual fee
Explore Choice Cash Visa
- 0% introductory APR on purchases for the first 6 months*
- 0% introductory APR on balance transfers for the first 12 months*
- APR as low as 8.25% on purchases after the introductory APR*
- Online card management and fraud alerts
- Easy automated payment option in Online Banking
Calculate balance transfer savings with our credit card calculator
If you’re a member, you already have access to SavvyMoney — a free, personalized tool in your online banking portal. SavvyMoney is a way to find savings opportunities with a balance transfer from higher-rate credit cards. Login, click on the SavvyMoney link, get your current credit score, then go to “Balance Transfer” under the Credit Card tab.
Are you ready to get rewarded?
Get your card with one of these easy options
Apply by Phone
Or call 281.398.9900 to start your application by phone
Credit Card Resources
Get information and top tips about successful credit card ownership. Get the eBook
Explore Signature Visa with Bonus Rewards
Earn 25,000 bonus rewards points and 2X the points for every purchase with a new Signature Visa. Learn more about Signature Visa
Explore Choice Cash Visa
The card that gets you cashback rewards on purchases with $0 annual fees. Learn more about Choice Cash Visa
Explore Choice Rate Visa
The card that gets what you need, with low rates and no annual fees. Learn more about Choice Rate Visa
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval. As a part of our COVID-19 Member Assistance Program, Members Choice will cover your new membership opening deposit. Now through the end of April 2020, we will fund the standard opening deposit establishing membership on your main savings account at account opening.
*APR = Annual Percentage Rate
Introductory rate of 0% for 6 months on purchases and an introductory rate of 0% for 12 months on balance transfers from the date of account opening. After introductory period ends, the APR will be 8.25% up to 18.00% based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate.
A balance transfer could take up to six weeks to appear on your new card, depending on your previous card issuer. Check your accounts to track progress, and make sure you continue to make at least the minimum payment on the card you transferred the balance from on time to avoid late fees. 3% Balance Transfer Fee.