woman hugging a child while holding a gift in a holiday setting

Seasonal Loans

Get up to $5,000 with an easy Holiday or Vacation Loan – Rates as low as 8.99% APR for 12 months*

Whether that is for the holidays, a vacation, a special purchase, or unexpected expenses, we can make it easier with a Holiday or Vacation Personal Unsecured Loan.

Quick and easy application

Your online application can be completed within 15 minutes.

No extra fees

With no hidden fees and no application fee, save your money for what you need most.
Treat yourself, you deserve it. Whether you're needing to supplement your budget for a family vacation, make a special purchase, or fund a home-improvement project, a Vacation Personal Loan from Members Choice is a great short-term loan option to get the cash you need. 

Get the extra funds you need now with our Holiday or Vacation Personal Loan 

  • A fixed, low-interest rate: As a Members Choice member, your rate can be as low as 8.99 % APR with a 12 month term.
  • Get your funds fast: If you're looking for funds anywhere between $1,000 and $5,000, you’ll have the decision you need in 24 hours.**
  • No hidden fees: No application fees or out-of-pocket costs. A straight-forward 12 month term with no prepayment penalties.

Start off with an estimated rate quote – No credit pull required

Fill out the short form below to hear from a Loan Officer within the next business day.

Ready to get your personal loan started?

Our local team of loan officers can work with you to find the best options for your personal loan.

Apply Online

Call us at 281.754.1470 to ask questions or start a loan application by phone.

Apply in a Branch

To apply in branch, visit a branch near you.


*APR=Annual Percentage Rate.
**24 hours is based on normal business hours. If application is received during business hours. Weekend applications get processed the following business day. Some variances may occur.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.