Money for college when you need to bridge the gap
Refinance (up to $125,000) and consolidate your private and federal student loans into one manageable loan, and one convenient payment.*
$0 origination fees
There are no origination or prepayment fees
In-school deferment
Have the option to defer or put payments on hold
Sometimes federal aid, scholarships, and grants may not be enough to cover the expense of college, so Members Choice has partnered with Credit Union Student Choice to provide a private student loan or line of credit to help fill the gap. Student Choice loan solutions are offered exclusively through participating credit unions across the nation and feature great rates, an innovative line of credit structure, and flexible repayment terms.
Student loan refinancing options
Refinance (up to $125,000) and consolidate your private and federal student loans into one manageable loan, and one convenient payment.*
Student Loan Resources
Student Loan Debt Consolidation Calculator
Determine if student debt consolidation is right for you. Learn more with our student loan calculator
Student Loan FAQs
Need help navigating the process? We have answers. Get answers
Student Loan Refinance Calculator
Personalize the terms of your new loan to see your new payment. Calculate your new payment
SavvyMoney Credit Score
The SavvyMoney tool allows you to obtain your VantageScore 3.0 credit score and report anytime, anywhere. View SavvyMoney info
Disclosures
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships and credit products are subject to approval including credit approval.
*Subject to credit qualification and additional criteria, including graduating from an approved school.
IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information.