Members Choice Credit Union


Government Payroll Interruption Loan
 

Impacted by the

government shutdown? 

We've got you covered for payroll

interruption relief. 

Terms and Conditions Apply. Click "Get Started" to learn more.

Low Rates? Couldn't Be Us. We Only Hang With High-Yield Savers.

Earn up to 5.00% APY*

on High-Yield Savings and watch your money grow.

Terms and conditions apply. Click for full details.

Learn More

Thanks to the votes from our amazing members, Members Choice Credit Union was named a top credit union and mortgage lender in the Houston Chronicle's Best of the Best awards! We are honored to be trusted by the community we serve and are committed to delivering the best banking experience with a friendly, community-focused approach.

We're Honored to Be a Top Choice! 


We're proud to be recognized as a Top Credit Union and Mortgage Lender
 in Houston - all thanks to the votes from our amazing members and community. 

 


Dream Less, Argue More
(in Your New Kitchen).

Get your mortgage pre-approval
and lock in a forever rate discount!*

*Terms and conditions apply. Click for full details.

Finally, a credit union that gets it. 

Get financial options that bring you closer to your goals and the life you want to live.
That's what good banking is all about.

Read More About

Good Money Habits

Mastering Good Credit

Whether you're looking to save on insurance, snag lower credit card rates, or simply want more housing options, understanding your credit score is the first step towards achieving your financial dreams. Ready to unlock the full potential of your credit score? Watch the video and download your PDF guide below today!

Talking to Your Kids about Personal Finances: Helpful Tips

Daily life presents an abundance of opportunities to build kids’ financial capabilities. Read five ways to gently and effectively talk smart money habits with kids – because good financial health should start early.



Protect Yourself From Fraud: Tips To Avoid Phone Scammers

A Phone Scam can occur when a scammer tries to disguise themself as Members Choice Credit Union Employee in an attempt to collect sensitive account information from you. Read tips on how to protect your information and what to do if you suspect you're a victim of fraud.

 
 

How to Read a Credit Report

If you don't know how to read a credit report or don’t know your credit score, raise your hand.
First, the good news: you're not alone. According to a recent study from BadCredit.org, more than 30% of Americans have no idea what their credit score is. 
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What You Should Know About Tech Support Scams

These days we’re doing more online – working, connecting with family and friends, shopping, and banking. So, if something goes wrong with your device, you want to fix it right away. Scammers are preying on this, offering phony tech support services. Here’s what you should know about tech support scams.
 

Should I swipe my card or insert the chip when paying? What’s the difference?

How many times have you found yourself at the check-out counter wanting to pay for your purchases with your debit card and not being sure if the system wants you to swipe your card or insert your chip? Knowing the differences between the two can help make your purchasing process easier. 
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couple laughing together outside
woman smiling inside car looking out of the window

By your side...

We're here to serve and support you.

Whether you or a family member need extra support with funding purchases, consolidating debt or managing your payments, our team is here to help you with financial resources to support your needs.

Looking for your dream wheels?
Hop online and find your perfect ride—it's easy!

Visit Member Auto Center


Rate Highlights

Deposit & Loan Rates

High-Yield Checking with Members Choice Complete Checking®

$0 to Open – Earn up to
4.07% APY*
---------

Maximum Money Market™ Account

$0 to Open – Earn up to
3.00% APY*
up with a 6-Month Promo Rate1


Limited Time Promo Rate CD

7-Month CD 3.90% APY*
14-Month CD 3.75% APY*
---------
 

Consumer Loan Rates

New and Pre-Owned Autos
12-36 Months 
As low as 3.24% APR**
---------
Unsecured Signature Loans
Up to 12 months
As low as 7.24% APR**
---------
HomePlus Personal Loans
Unsecured, 37-60 Months 
As low as 7.49% APR**
 

Mortgage Rates


Rates are issued daily.
Get started with an online estimated rate quote – no credit pull required, or contact a Mortgage Loan Officer at 281.754.1103.
 
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