More cash, anytime access, with a guaranteed rate.
Lock in the win with a Classic Money Market Account
Ready to save up quickly while still having easy access to your cash? Our Classic Money Market account is perfect for short-term goals like gifts for family, a dream vacation, or something fun for your home. It’s like a regular savings account but with better interest, and the rate is locked in, so you’ll always earn more without any surprises.
Contact Us for Rate Information.
Classic Money Market account benefits
This account offers higher savings rates while letting you access your cash whenever you need it. Use it to build up a vacation fund, save for a splurge, or stash away extra money for family gifts—all while you earn more on your savings.
- Savings at a rate better than a traditional savings – Competitive, fixed dividend rates
- Keep flexible access to your funds – No excessive withdrawal fees
- No monthly fees – No monthly maintenance fees when you maintain a low minimum balance requirement of $2,000
- Safe and secure savings – Funds are insured by the NCUA up to $250,000
- Special Money Market checks available
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Are you ready to boost your savings?
Open a Money Market Account Online
Open a Money Market Account in a Branch
To apply in person, visit a branch near you.
Requirements
- Available to all new and existing memberships—personal, business and fiduciary
- No direct deposit requirement
Disclosures
*Annual Percentage Yield (APY) is accurate as of October 6, 2026. Rates may change at any time without notice, before or after the account is opened. Fees could reduce earnings on the account. Minimum opening balance is $2,000.00. Minimum to earn dividends is $2,000.00. View complete list of deposit disclosures and Fee Schedule.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.