Good Money Habits - Loans and Credit

Mastering your credit and loan payments is important to avoid going into unwanted debt.

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It's important to be able to borrow money from lenders when you can't afford to pay for something in cash, especially for big expenses like cars, houses, or education. Most people don't have that much cash readily available.
That's why it's important to understand credit and loans so you know what to expect when you need to borrow money. Whether you're working on building or fixing your credit or figuring out different types of loans, you'll find helpful information here.

How Do I Build Credit?

Learn how to build your credit score from scratch or boost your decent score.

Using Credit

Using credit can open up big possibilities, but it can also get you in trouble if you aren't careful.

Credit Scores

Every single time you use credit, the details are added to your credit report and used to influence your credit score. 

Best Practices for Using a Credit Card

Following these guidelines with your credit card can help give a boost to your credit score.

Repairing Credit

Not sure where to get started on repairing your credit? This one's for you.

What a Car Loan Costs

Gearing up to applying for an auto loan is key in getting your new set wheels.

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