Mastering your credit and loan payments is important to avoid going into unwanted debt.
Check out our custom learning playlist we put together when you sign up or log in to your Good Money Habits account.
It's important to be able to borrow money from lenders when you can't afford to pay for something in cash, especially for big expenses like cars, houses, or education. Most people don't have that much cash readily available.
That's why it's important to understand credit and loans so you know what to expect when you need to borrow money. Whether you're working on building or fixing your credit or figuring out different types of loans, you'll find helpful information here.
How Do I Build Credit?
Learn how to build your credit score from scratch or boost your decent score.
Using Credit
Using credit can open up big possibilities, but it can also get you in trouble if you aren't careful.
Credit Scores
Every single time you use credit, the details are added to your credit report and used to influence your credit score.
Best Practices for Using a Credit Card
Following these guidelines with your credit card can help give a boost to your credit score.
Repairing Credit
Not sure where to get started on repairing your credit? This one's for you.
What a Car Loan Costs
Gearing up to applying for an auto loan is key in getting your new set wheels.
Disclosures
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.
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