Debit card cashback rewards for your everyday spending, plus no monthly service fees
Cash back for all debit card purchases
No monthly service fees
ATM fees refunded
Up to $25 refunded in Members Choice and Foreign ATM fees each month2
Explore Cash Back Checking
Debit Mastercard® cashback rewards
Our debit card is free and has no limit on the rewards you can earn, so you can relax and see your cashback rewards grow as you use it for everyday spending.
Earn unlimited cash back rewards on all Debit Mastercard® purchases.
- Cashback rate is 0.10% on all debit card related purchases – both in person and online
- No cashback transaction limitations — unlike other options, there are no monthly purchase limits on your cashback rewards
- Cashback rewards are paid monthly
Plus these benefits
- No monthly maintenance fee
- Overdraft protection up to $600 with Choice Pay
- Debit Mastercard®
- Mobile and online banking
- Mobile wallet
- Direct deposit
- Bill Pay
- eAlerts & eStatements
- Unlimited check writing
- Person-to-person payments (when linked to your Debit Mastercard®)
- Member Referral Rewards
- Access to over 55,000 ATMs worldwide
- ATM fee refunds (Members Choice and Foreign) up to $25/month
- No minimum deposit to open
- No minimum balance requirement
- No direct deposit requirement
- Debit Mastercard® (to receive the debit card rewards)
- eStatements only
Fill out the short form below to hear back within the next business day.
Are you ready to get rewarded?
Open a Cash Back Checking Account Online
FAQs about Cash Back Checking
- Login to online banking
- Select eDocs from the Accounts menu
- Select the Delivery Preference you would like to change – either all accounts or just select accounts
- Select save
- Review and accept to the site terms
Looking for our personal checking options?
Explore Complete Checking
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Explore Student Checking
Perfect for students, ages 15-22, looking to have access to a debit card for purchases, manage their finances, and build a banking history. Learn more about Student Checking
1 In order to receive the additional benefits as described herein for a particular monthly qualification cycle, you must receive monthly eStatements for the account.
Debit Cashback Rewards: If the account qualifications are met for a monthly qualification cycle for the Cash Back Checking account, you will be refunded .10% of the amount of debit card purchases posted to the account during that cycle. There is no limitation to the amount of cash back you receive in any Monthly Qualification Cycle.
2In order to receive the additional benefits as described herein for a particular monthly qualification cycle, you must receive monthly eStatements for the account.
ATM Fee Rebates: For any Cash Back Checking account, if you have met your qualifications during the monthly qualification cycle, we will reimburse you for ATM fees imposed during the monthly qualification cycle by our institution and other U.S. financial institutions. The maximum ATM fee rebate is $25 for one qualification cycle. ATM fee rebates will be transferred to the checking account. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you no later than 30 days after the statement cycle when the reimbursement was applicable.