Earning your trust to grow together
We know how important it is to trust your financial institution. Contrary to a bank, credit unions are owned and operated by its members. Your dreams and goals matter to us. Members Choice is here to serve and operate in the best interests of our members. With our personal finance solutions, we are often able to offer higher interest rates for your savings and lower interest rates on our loans and credit cards.
Checking
Savings
Credit Cards
Loans
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Personal solutions designed for every lifestyle
At Members Choice Credit Union, we offer a variety of financial solutions that are personalized to every lifestyle. Whichever stage of life you’re in, we’re here to help every step of the way to reach your goals.
Starting your journey to financial independence can seem complicated. Get the convenience you want today and the planning you need for tomorrow. Our mobile and online banking, personalized service, and financial products are designed to assist you in taking control of your future.
Manage Your Money
Our checking accounts can help you build the base for your finances, budgeting, and plan for future savings. Complete Checking is a high-yield checking account with an early pay feature!
Build Your Credit History
Our credit cards offer a great way to build your credit so you can start making important purchases sooner.
Refinance Your Student Loans
Members Choice can work with you to make paying off your student loans more manageable.
Apply for an Auto Loan
Consistently traveling around the Houston area and need your own car? Sometimes it makes sense to finance — we’re here to help you make the right auto loan decision. We even have a program for first-time auto buyers!
Looking for the best way to pay your home loan, start saving for college, and build a retirement fund while still having wiggle room for vacations or medical needs? We are here to help. Members Choice has personalized plans that can guide you in reaching your goals without having to give up too much of your own time. We’ll help you plan for your future so you can focus on enjoying time with your family.
Start Saving for Their Future
Our CDs and Money Market accounts are great options to help you save for your future, and your children's college.
Using Credit When You Need It
Getting home equity, home improvement, or personal loans could help you pay for new furnishings, a pool, or even take your parents on a dream vacation.
Get Rewarded for your Checking
Open a Complete Checking account to receive high-yield returns and cashback rewards on your everyday debit card purchases.
Move Into Your Dream Home
Buying a home is exciting but navigating the mortgage process can be daunting. Our advisors will guide you through the mortgage process and help you find the best home loan for your situation.
You’ve worked hard for what you have. It’s time to put your financial strength to work for you. You need to maintain your financial security, but you also want to take the time to enjoy life. From growing your savings, to funding a family vacation, or to affording a boat or RV, we’re here to help you plan.
Get to Your Recreational Goals
Get a consultation with our mortgage team to learn about Texas Land Loans for recreational rural land purchases or our exclusive FlexChoice convertible mortgage loan for better rates.
Enjoy the Good Times
You've worked hard to build your life, and now it's time to enjoy it. Whether you're planning to travel the country in an RV or enjoy family time on a boat, we're here to help those dreams come true.
Get Rewarded for your Checking
Open a Complete Checking account to receive high-yield returns and cashback rewards on your everyday debit card purchases.
Saving for Your Future
Consolidate your financial life with a Money Market Savings account or CD that will earn more interest and allow you to build your savings worry-free, or fund that family vacation.
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Membership is a Family Affair
When you become eligible for membership at Members Choice, so does your entire family (in-laws too!). Regardless of where your family members reside, we’re glad to assist them with their financial needs.
If you're not already a member, you can join by opening an account online, or in any one of our branches.
Are you ready to become a member?
When you join Members Choice Credit Union, you become a member-owner in a local financial cooperative. Our mission is based on people-helping-people, and we are here to serve your best interest.
Disclosures
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.
1 Personal U.S. checking account required to use Zelle®. Transactions between enrolled users typically occur in minutes. MCCU does not charge any fees for sending money using Zelle. However, your mobile carrier's message and data rates may apply as well as other fees related to your account (e.g., Choice Pay Overdraft Protection, Stop Payment, NSF Fees, etc.).
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.