Earning your trust to grow together
We know how important it is to trust your financial institution. Contrary to a bank, credit unions are owned and operated by its members. Your dreams and goals matter to us. Members Choice is here to serve and operate in the best interests of our members. With our personal finance solutions, we are often able to offer higher interest rates for your savings and lower interest rates on our loans and credit cards.
Personal solutions designed for every lifestyle
At Members Choice Credit Union, we offer a variety of financial solutions that are personalized to every lifestyle. Whichever stage of life you’re in, we’re here to help every step of the way to reach your goals.
Manage Your Money
Our checking accounts can help you build the base for your finances, budgeting, and plan for future savings.
Build Your Credit History
Our credit cards offer a great way to build your credit so you can start making important purchases sooner.
Refinance Your Student Loans
Members Choice can work with you to make paying off your student loans more manageable.
Apply for an Auto Loan
Consistently traveling around the Houston area and need your own car? Sometimes it makes sense to finance — we’re here to help you make the right auto loan decision.
Looking for the best way to pay your home loan, start saving for college, and build a retirement fund while still having wiggle room for vacations or medical needs? We are here to help. Members Choice has personalized plans that can guide you in reaching your goals without having to give up too much of your own time. We’ll help you plan for your future so you can focus on enjoying time with your family.
Start Saving for Their Future
Our college savings plans can give you a clear picture of the cost of college and help you put together a savings plan.
Using Credit When You Need It
Getting home equity, home improvement, or personal loans could help you pay for new furnishings, a pool, or even take your parents on a dream vacation.
Plan for Your Future
Talk with one of our professionals to get a personal financial assessment. Our investment services can help you define a strategy that can make your goals a reality.
Move Into Your Dream Home
Buying a home is exciting but navigating the mortgage process can be daunting. Our advisors will guide you through the mortgage process and help you find the best home loan for your situation.
You’ve worked hard for what you have. It’s time to put your financial strength to work for you. You need to maintain your financial security, but you also want to take the time to enjoy life. From growing your savings, to funding a family vacation, or to affording a boat or RV, we’re here to help you plan.
Get to Your Goals
Get a consultation with our investment services team and start taking steps towards creating better options for your money to grow.
Enjoy the Good Times
You've worked hard to build your life, and now it's time to enjoy it. Whether you're planning to travel the country in an RV or enjoy family time on a boat, we're here to help those dreams come true.
Prepare for the Holidays
Our Christmas Club helps you put away money during the year so you aren’t stretched during the holiday season.
Saving for Your Future
Consolidate your financial life with a Money Market Savings account or CD that will earn more interest and allow you to build your savings worry-free, or fund that family vacation.
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Membership is a Family Affair
When you become eligible for membership at Members Choice, so does your entire family (in-laws too!). Regardless of where your family members reside, we’re glad to assist them with their financial needs.
If you're not already a member, you can join by opening an account online, or in any one of our branches.
Monitor your credit score with SavvyMoney, and find money-saving opportunities
SavvyMoney Credit Score is a free service offered to help members obtain their VantageScore 3.0 credit score and report, get free credit monitoring and alerts, and loan rate comparisons. Credit alerts help your watch for key changes, or you can login to find savings opportunities on new and existing loans, or just to keep track of your financial wellness.
Are you ready to become a member?
When you join Members Choice Credit Union, you become a member-owner in a local financial cooperative. Our mission is based on people-helping-people, and we are here to serve your best interest.
Disclosures
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.