Stop chasing and starting earning high-yields, the easy way.
Catch that high-yield energy with a Maximum Money Market™ deposit savings account. You'll be stacking cash with high-yield returns in no time—all without restrictions on deposits or withdrawals.
Get high-yield savings and control your cash—add or take out anytime!
Our Maximum Money Market™ account is perfect for hitting those shorter-term savings goals like a rainy day fund, a weekend getaway, or a quick home upgrade. You’ll earn great interest and still be able to access your cash anytime. So, when you hit your savings target, you can use your money right away—no waiting! Plus, it offers a high interest rate that changes with current rates, so you always get the best deal. Open an account today to get a great rate and easy access to your money.
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Maximum Money Market™ account benefits
This account gives you our top savings rate that stays in line with the market, and you can get to your cash anytime you need it.
- Always get the preferred savings rate – High-yield, variable dividend rates
- Never pay monthly fees – No monthly maintenance fees, and no minimum balance requirement
- Keep flexible access to your funds – No excessive withdrawal fees
- Safe and secure savings – Funds are insured by the NCUA up to $250,000
- Special Money Market checks available
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Open a Money Market Account Online
Open a Money Market Account in a Branch
To apply in person, visit a branch near you.
Requirements
- Available to all new and existing memberships—personal, business and fiduciary
- No direct deposit requirement
- No minimum balance requirement
- Limit of one account per membership
Disclosures
*Annual Percentage Yield (APY) is accurate as of October 1, 2026. Rates may change at any time without notice, before or after the account is opened. Fees could reduce earnings on the account. Minimum opening balance is $0. Minimum to earn dividends is $0.01. View complete list of deposit disclosures and Fee Schedule.
The Maximum Money Market is available to all of the following new and existing membership types – personal, business and fiduciary. At our sole discretion, the number of Maximum Money Market Accounts per member may be limited.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.