Your gateway to membership, and savings
Your Members Choice Main Savings account serves two purposes — it establishes your membership with our credit union and provides you with a way to put your money to work for you.
Savings account benefits for every member
- All the benefits of a Members Choice Credit Union membership
- No monthly or quarterly service charges on active savings accounts
- Unlimited deposits and withdrawals*
- Competitive dividends paid monthly
Are you ready to get started?
Join now with only a $5 deposit — open an account as a new member with one of these easy options
Apply online now to open your membership account
Current Members Choice members, you can “Quick Apply” for additional savings accounts in online banking or your mobile app. Login, and click on the “Quick Apply” widget in the main navigation to get started (you may need to click on the “More” button to view).
FAQs about Savings and Membership Accounts
How do I become a member?
Thank you for your interest in joining Members Choice! Members must live, work, attend school or worship in our field of membership, which encompasses the Katy, West Houston and Cy-Fair areas. View zip codes (PDF) for our qualifying field of membership. You may also join if you have a family member that is currently a member, or, if you are an employee of one of our Partner Companies. If you have been a member in the past, you may rejoin.
Does the credit union offer member discounts?
Do you participate in Shared Branching with other credit unions?
Yes! Shared Branching is a network of 5,000+ credit unions who service each other's members. Simply present your Members Choice Credit Union Account/Member number and a valid government or state issued ID at any Shared Branch location and you can make deposits, withdrawals or loan payments. Policies and procedures differ at each location. Visit our locator page to find a shared branch or ATM near you.
*Due to Regulation D — a regulation of the federal government — electronic withdrawals are limited to six (6) per month.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval. As a part of our COVID-19 Member Assistance Program, Members Choice will cover your new membership opening deposit. Now through the end of April 2020, we will fund the standard opening deposit establishing membership on your main savings account at account opening.