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Savings Account

Your gateway to membership, and savings

Your Members Choice Main Savings account serves two purposes — it establishes your membership with our credit union and provides you with a way to put your money to work for you.

Savings account benefits for every member

  • All the benefits of a Members Choice Credit Union membership
  • No monthly or quarterly service charges on active savings accounts
  • Unlimited deposits and withdrawals
  • Competitive dividends paid monthly

Have questions for one of our representatives?

Fill out the short form below to hear back within the next business day.

Are you ready to get started?

Join now with only a $5 deposit — open an account as a new member with one of these easy options

Join Online

Apply online now to open your membership account.

Open an Account in a Branch

To apply in person, visit a branch near you.
Current Members Choice members, you can “Quick Apply” for additional savings accounts in online banking or your mobile app. Login, and click on the “Quick Apply” widget in the main navigation to get started (you may need to click on the “More” button to view).

FAQs about Savings and Membership Accounts

Thank you for your interest in joining Members Choice! Members must live, work, attend school or worship in our field of membership, which encompasses Harris County, the Katy, West Houston and Cy-Fair areas. View zip codes (PDF) for our qualifying field of membership. You may also join if you have a family member that is currently a member. If you have been a member in the past, you may rejoin.
One of the perks of being a credit union member is taking advantage of program discounts. These can be found on the Member Discounts page.


If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.